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305 Lake Pointe Dr, Mc Henry, MD 21541 Property Records

Garrett County property record for 305 Lake Pointe Dr, Mc Henry, MD 21541

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,417 sqft · built 1999
Lot Size0.26 acres (11,325 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Jul 2020)
Tax Bill$10,619 (2026)
Deeds & MortgagesMar 2022 Mortgage
Jul 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-064529

Property Details

APN / Parcel Number

Primary APN18-064529
Alternative APN
  • 064529

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,417 sqft Total Area
Basement Area1,417 sqft
Finished Basement1,417 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,325 sqft (0.26 acres)
View / LotWaterfront
PorchSlab
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number064529
Street Address305 LAKE POINTE DR
CityMC HENRY
StateMD
Zip21541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11325 SQ FT LOT 18 LAKE POINTE AT WISP
Legal SubdivisionLAKE POINTE AT WISP SUBDIVISION
Legal Lot Number18
JurisdictionGARRETT MD
Township / Civil Division6, SANG RUN
Census Block Group2
Census Block2036
Census Tract502

Owner

Source: Garrett County records · APN 18-064529

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address14804 TURKEY FOOT RD, GAITHERSBURG, MD 20878-3954
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Jul 07, 2020Grant Deed, Transfer
DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC
Jul 07, 2020Grant Deed, Transfer · Conventional Mortgage
MLEND
Oct 27, 2017Deed of Trust, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 07, 2020 · Amount on Record
Deed SaleJul 07, 2020 · Amount on Record
Prior SaleOct 31, 2017 · Amount on Record
Deed Book / Page2216 / 276
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address305 LAKE POINTE DR, MC HENRY, MD 21541
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024010272
DateMar 15, 2022
Book Page2401/272
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueJan 01, 2037

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGARRETT MD
Recording DateJul 07, 2020
Property Address305 LAKE POINTE DR, MC HENRY, MD 21541
Document Number0022160276
Book / Page002216 / 000276
Instrument DateJul 03, 2020
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyDEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC

Transaction

AmountAmount Recorded
Tax$540.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 LAKE POINTE DR MCHENRY MD 21541, MCHENRY, MD 21541

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGARRETT MD
Recording DateJul 07, 2020
Property Address305 LAKE POINTE DR, MC HENRY, MD 21541
Document Number0022160050
Book / Page002216 / 000050
Instrument DateJul 03, 2020
Transaction TypeTransfer
Record UpdatedSep 01, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$540.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14804 TURKEY FOOT RD DARNESTOWN MD 208783954, DARNESTOWN, MD 20878-3954

Mortgage

Document Number22160250
DateJul 07, 2020
Book Page002216/000250
Lender
NameMLEND
AddressMIDDLETOWN, MD 21769
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 06, 2050

Mortgage

Document Number22160279,
DateJul 07, 2020
Book Page002216/000279
Lender
NameMLEND
AddressMIDDLETOWN, MD 21769
Agreement
AmountAmount Recorded
Term360 Months
DueJul 06, 2050

October 2017: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address305 LAKE POINTE DR, MC HENRY, MD 21541
Document Number0020380054
Book / Page002038 / 000054
Instrument DateOct 27, 2017
Transaction TypeTransfer
Record UpdatedNov 30, 2017
Title CompanyDEEP CRK TITLE GROUP LLC

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 LAKE POINTE DR MC HENRY MD 21541, MC HENRY, MD 21541

Mortgage

Document Number0020380054
DateOct 31, 2017
Book Page002038/000054
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 30, 2032

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$10,619.00 (+16.13%)$841,500 (+17.98%) Land $200,000 Building $641,500$841,500 (-) Land $200,000 Building $641,500
2025$9,144.00 (+49.63%)$713,267 (+56.14%)$841,500 (+84.22%) Land $200,000 Building $641,500
2023$6,111.00$456,800 Land $160,000 Building $296,800$456,800 Land $160,000 Building $296,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 1, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Mountain Communications
Fiber		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: QCOL.

Based on FCC filings for 125 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDEEP CREEK LAKE WATER SERVICE AREA
serves 5,502 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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