294 Lake Pointe Dr, Mc Henry, MD 21541 Property Records

Garrett County property record for 294 Lake Pointe Dr, Mc Henry, MD 21541

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,720 sqft · built 2002
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Company Names on File
Last Sale	$440,000 (May 2019)
Tax Bill	$5,477 (2023)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-064510`

Property Details

APN / Parcel Number

Primary APN	`18-064510`
Alternative APN	`064510`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,720 sqft Total Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Porch	Open Porch
Porch Area	128 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	064510
Street Address	294 LAKE POINTE DR
City	MC HENRY
State	MD
Zip	21541-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10454 SQ FT LOT 17 LAKE POINTE AT WISP
Legal Subdivision	LAKE POINTE AT WISP
Legal Lot Number	17
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2035
Census Tract	502

Owner

Source: Garrett County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	619 GLENBROOK DR, MIDDLETOWN, MD 21769-7739
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
May 8, 2019	Deed, Transfer · Conventional Mortgage MCLEAN FINANCIAL CORP
May 6, 2019	Grant Deed, Transfer DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	May 8, 2019 · Amount on Record
Deed Sale	May 8, 2019 · Amount on Record
Prior Sale	Feb 2, 2006 · Amount on Record
Deed Document Number	0002130285
Deed Book / Page	2130 / 285
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	294 LAKE POINTE DR, MC HENRY, MD 21541-1529
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	VILLAGE SETTLEMENT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022760399
Date	Jan 21, 2021
Book Page	2276/399

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	May 8, 2019
Property Address	294 LAKE POINTE DR, MC HENRY, MD 21541-1529
Document Number	0021300285
Book / Page	2130 / 0285
Map Reference	MB 4 PG 39
Instrument Date	Apr 23, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	619 GLENBROOK DR, MIDDLETOWN, MD 21769-7739
Investor	Possibly a Property Investor

Mortgage

Document Number	0002130290
Date	May 8, 2019
Instrument	2130/290

Lender

Name	MCLEAN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	May 6, 2019
Property Address	294 LAKE POINTE DR, MC HENRY, MD 21541-1529
Document Number	0021300285
Book / Page	002130 / 000285
Instrument Date	Apr 23, 2019
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	619 GLENBROOK DR MIDDLETOWN MD 217697739, MIDDLETOWN, MD 21769-7739
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,477.00	$409,400 Land $110,000 Building $299,400	$409,400 Land $110,000 Building $299,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people · EPA ID MD1111096
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mountain Communications Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: QCOL.

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