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285 Lake Pointe Dr, Mc Henry, MD 21541 Property Records

Garrett County property record for 285 Lake Pointe Dr, Mc Henry, MD 21541 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,600 sqft · built 2000
Lot Size0.259 acres (11,325 sqft)
OwnerIndividual Name on File
Last Sale$697,000 (May 2008)
Tax Bill$7,326 (2023)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18-064650

Property Details

APN / Parcel Number

Primary APN18-064650
Alternative APN
  • 064650

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,600 sqft Total Area
1st Floor Area1,040 sqft
Basement Area312 sqft
Finished Basement1,040 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,325 sqft (0.259 acres)
Garage TypeBasement
Garage Area1,352 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area48 sqft
Deck Area312 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number064650
Street Address285 LAKE POINTE DR
CityMC HENRY
StateMD
Zip21541-1633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11325 SQ FT LOT 29 LAKE POINTE AT WISP
Legal SubdivisionLAKE POINTE AT WISP
Legal Lot Number29
JurisdictionGARRETT MD
Township / Civil Division6, SANG RUN
Census Block Group2
Census Block2036
Census Tract502

Owner

Source: Garrett County records · APN 18-064650

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address285 LAKE POINTE DR, MC HENRY, MD 21541-1633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 27, 2008 · Amount on Record
Deed SaleMay 27, 2008 · Amount on Record
Prior SaleMay 27, 2008 · Amount on Record
Deed Document Number0013710166
Deed Book / Page01371 / 0166
Last Transfer DateDec 20, 2016
Transfer Doc0019800403
Record UpdatedJun 07, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address285 LAKE POINTE DR, MC HENRY, MD 21541-1633
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanySAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022010057
DateApr 29, 2020
Book Page2201/57
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$7,326.00 Homeowner's exemption$547,600 Land $160,000 Building $387,600$547,600 Land $160,000 Building $387,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240230005022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Mountain CommunicationsFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: QCOL. Availability varies by address; speeds are provider-advertised maximums, not measured.

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