224 Lake Pointe Dr, Mc Henry, MD 21541 Property Records

Garrett County property record for 224 Lake Pointe Dr, Mc Henry, MD 21541

Property Summary

Property Type	Single Family Home
Details	6 ba · 3,018 sqft · built 1999
Lot Size	0.245 acres (10,678 sqft)
Owner	Individual Name on Record
Last Sale	$1,700,000 (Mar 2023)
Tax Bill	$11,675 (2023)
Deeds & Mortgages	Mar 2023 Sale Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-064278`

Property Details

APN / Parcel Number

Primary APN	`18-064278`
Alternative APN	`064278`

Interior

Full Baths	6 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,018 sqft Total Area
1st Floor Area	1,881 sqft
Basement Area	1,581 sqft
Finished Basement	1,581 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,678 sqft (0.245 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	91 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	064278
Street Address	224 LAKE POINTE DR
City	MC HENRY
State	MD
Zip	21541-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10678 SQ FT W/101.27 LOT 11 LAKE POINTE AT WISP
Legal Subdivision	LAKE POINTE AT WISP
Legal Lot Number	11
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2035
Census Tract	502

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1555 AIRPORT RD, FALLS CREEK, PA 15840-2017
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed, Transfer DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP
Sep 21, 2018	Deed of Trust, Transfer BRANCH BK&TR
Mar 3, 2017	Deed, Transfer · Commercial Mortgage MVB BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023 · Amount on Record
Deed Sale	Mar 3, 2023 · Amount on Record
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Document Number	0002475418
Deed Book / Page	2475 / 418
Record Updated	Jun 7, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Mar 3, 2023
Property Address	224 LAKE POINTE DR, MC HENRY, MD 21541-1529
Document Number	0024750418
Book / Page	2475 / 418
Map Reference	MB 4 FO 36
Instrument Date	Mar 2, 2023
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$8,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1555 AIRPORT RD, FALLS CREEK, PA 15840-2017

September 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	224 LAKE POINTE DR, MC HENRY, MD 21541-1529
Document Number	0020950387
Instrument Date	Sep 21, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	CORE TITLE GROUP LLC, CORE TITLE GRP LLC

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	224 LAKE POINTE DR MC HENRY MD 21541, MC HENRY, MD 21541

Mortgage

Document Number	0020950387
Date	Sep 26, 2018
Book Page	002095/000387

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2033

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Mar 3, 2017
Property Address	224 LAKE POINTE DR, MC HENRY, MD 21541-1529
Document Number	0019930254
Book / Page	1993 / 0254
Map Reference	MB4 FO36
Instrument Date	Feb 27, 2017
Instrument	1993-0254
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 MARIETTA ST, CLARKSBURG, WV 26301-6311

Mortgage

Document Number	19930258
Date	Mar 3, 2017
Instrument	1993-0258

Lender

Name	MVB BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$11,675.00	$872,600 Land $295,200 Building $577,400	$872,600 Land $295,200 Building $577,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people · EPA ID MD1111096
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mountain Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: QCOL.

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