Beaufort County property record for 305 Cross Rd, Bluffton, SC 29910
| Property Type | Townhouse |
|---|---|
| Details | 1,217 sqft · built 2006 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,000 (Jun 2025) |
| Tax Bill | $1,295 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Line of Credit Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003000012270000 |
| Primary APN | R61003000012270000 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,217 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.039 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 12212939 |
|---|---|
| Old Parcel Number | R61003000012270000 |
| Street Address | 305 CROSS RD |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-5126 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 6116 |
| Legal Description | LOT 90 BLDG 31 PH II THE TOWNES AT BUCKWALTER PB103 P163-166 PB110 P85 |
| Legal Subdivision | THE TOWNES AT BUCKWALTER S/D |
| Legal Phase | 2 |
| Legal Lot Number | 90 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 2105 |
Source: Beaufort County records · APN R61003000012270000
Assessment roll updated September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 CROSS RD, BLUFFTON, SC 29910-5126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2025 | Warranty Deed, Transfer · Line of Credit LOAN PRONTO INC |
| Aug 21, 2018 | Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2025 · Amount on Record |
| Deed Sale | Jun 09, 2025 · Amount on Record |
| Prior Sale | Aug 21, 2018 · Amount on Record |
| Deed Document Number | 2025026308 |
| Deed Book / Page | 4438 / 680 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 09, 2025 |
| Property Address | 305 CROSS RD, BLUFFTON, SC 29910-5126 |
| Document Number | 0000026308 |
| Book / Page | 4438 / 680 |
| Map Reference | MB 103 PG 163 |
| Instrument Date | Apr 25, 2025 |
| Instrument | 2025026308 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 CROSS RD, BLUFFTON, SC 29910-5126 |
| Document Number | 0000026309 |
|---|---|
| Date | Jun 09, 2025 |
| Instrument | 2025026309 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 21, 2018 |
| Property Address | 305 CROSS RD, BLUFFTON, SC 29910-5126 |
| Document Number | 0000045619 |
| Book / Page | 003693 / 002738 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 45619 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 CROSS RD BLUFFTON SC 299105126, BLUFFTON, SC 29910-5126 |
| Document Number | 45620 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 003693/002741 |
| Instrument | 45620 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,295.00 (-60.55%) | $7,590 (-25.15%) | |
| 2024 | $3,283.00 | $10,140 (-) Land $1,280 Building $8,860 | $253,500 (-) Land $32,000 Building $221,500 |
| 2023 | $3,283.00 (+9.73%) | $10,140 (+53.64%) Land $1,280 Building $8,860 | $253,500 (+53.64%) Land $32,000 Building $221,500 |
| 2022 | $2,992.00 | $6,600 Land $1,280 Building $5,320 | $165,000 Land $32,000 Building $133,000 |
Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 244 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 244 in force |
| Nearby Flood Claims | 2 (2016–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2021 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 302 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BJW&SA serves 164,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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