Beaufort County property record for 248 Cross Rd, Bluffton, SC 29910
| Property Type | Townhouse |
|---|---|
| Details | 1,561 sqft · built 2006 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,500 (May 2018) |
| Tax Bill | $1,049 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003000013230000 |
| Primary APN | R61003000013230000 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,561 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.039 acres) |
| Garage Type | Attached |
| Garage Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 12213929 |
|---|---|
| Old Parcel Number | R61003000013230000 |
| Street Address | 248 CROSS RD |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-5145 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 4116 |
| Legal Description | LOT 186 BLDG 32 PH II THE TOWNES AT BUCKWALTER PB103 P163-166 PB111 P68 |
| Legal Subdivision | THE TOWNES AT BUCKWALTER S/D |
| Legal Phase | 2 |
| Legal Lot Number | 186 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 2105 |
Source: Beaufort County records · APN R61003000013230000
Assessment roll updated September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 248 CROSS RD, BLUFFTON, SC 29910-5145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2018 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK |
| May 31, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Prior Sale | Dec 21, 2012 · Amount on Record |
| Deed Document Number | 2018028800 |
| Deed Book / Page | 3671 / 2420 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 248 CROSS RD, BLUFFTON, SC 29910-5145 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000040725 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 3687/0929 |
| Instrument | 2018040725 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | May 31, 2018 |
| Property Address | 248 CROSS RD, BLUFFTON, SC 29910-5145 |
| Document Number | 0000028800 |
| Book / Page | 003671 / 002420 |
| Instrument Date | May 17, 2018 |
| Instrument | 28800 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $645.65 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 248 CROSS RD BLUFFTON SC 299105145, BLUFFTON, SC 29910-5145 |
Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,049.00 (-0.1%) | $8,030 (-32.16%) | |
| 2024 | $1,050.00 | $11,836 (-) Land $1,280 Building $10,556 | $295,900 (-) Land $32,000 Building $263,900 |
| 2023 | $1,050.00 (+13.15%) | $11,836 (+69.57%) Land $1,280 Building $10,556 | $295,900 (+69.57%) Land $32,000 Building $263,900 |
| 2022 | $928.00 | $6,980 Land $1,280 Building $5,700 | $174,500 Land $32,000 Building $142,500 |
Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), as of March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 244 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 244 in force |
| Nearby Flood Claims | 2 (2016–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2021 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 302 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SC0720003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BJW&SA serves 164,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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