Beaufort County property record for 301 Cross Rd, Bluffton, SC 29910
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,625 sqft · built 2006 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Jun 2013) |
| Tax Bill | $1,345 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003000012250000 |
| Primary APN | R61003000012250000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,625 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 301 CROSS RD |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-5126 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 4116 |
| Legal Description | LOT 88 BLDG 31 PH II THE TOWNES AT BUCKWALTER PB103 P163-166 PB110 P85 |
| Legal Subdivision | THE TOWNES AT BUCKWALTER S/D |
| Legal Phase | 2 |
| Legal Lot Number | 88 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 2105 |
Source: Beaufort County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 301 CROSS RD, BLUFFTON, SC 29910-5126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| May 10, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 28, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2013 · Amount on Record |
| Deed Sale | Jun 12, 2013 · Amount on Record |
| Prior Sale | Apr 7, 2008 · Amount on Record |
| Deed Document Number | 201333089 |
| Deed Book / Page | 3247 / 918 |
| Last Transfer Date | Mar 22, 2023 |
| Transfer Doc | 0000013127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 301 CROSS RD, BLUFFTON, SC 29910-5126 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000050520 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 4036/1044 |
| Instrument | 2021050520 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 301 CROSS RD, BLUFFTON, SC 29910-5126 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 301 CROSS RD, BLUFFTON, SC 29910-5126 |
| Document Number | 0000021532 |
|---|---|
| Date | May 10, 2023 |
| Book Page | 4240/2343 |
| Instrument | 2023021532 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 28, 2023 |
| Property Address | 301 CROSS RD, BLUFFTON, SC 29910-5126 |
| Document Number | 0000013127 |
| Book / Page | 4228 / 2243 |
| Map Reference | MB 103 PG 163 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 2023013127 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 CROSS RD, BLUFFTON, SC 29910-5126 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,345.00 (-0.07%) | $7,910 (-34.8%) | |
| 2024 | $1,346.00 | $12,132 (-) Land $1,280 Building $10,852 | $303,300 (-) Land $32,000 Building $271,300 |
| 2023 | $1,346.00 (+31.32%) | $12,132 (+76.44%) Land $1,280 Building $10,852 | $303,300 (+76.44%) Land $32,000 Building $271,300 |
| 2022 | $1,025.00 | $6,876 Land $1,280 Building $5,596 | $171,900 Land $32,000 Building $139,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 244 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 244 in force |
| Nearby Flood Claims | 2 (2016–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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