305 1st St E, Velva, ND 58790 Property Records

McHenry County property record for 305 1st St E, Velva, ND 58790 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	9,230 sqft (0.211 acres)
Occupancy	Owner Occupied
Last Sale	$140,500 (2009)

Property Details

APN / Parcel Number

Primary APN	`55001611030002`

Exterior

Lot Area	9,230 sqft (0.211 acres)

Location & Zoning

Street Address	305 1ST ST E
City	VELVA
State	ND
Zip	58790-7222
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TWN: 000 SCT: 00 RNG: 000 SUB: 0055-0016 BLK: 3 LOT: 3 VELVA N ADD SUBLOT 197 OF SUBLOT 113 & PT OF LOT 3 BLK 3
Legal Subdivision	VELVA N ADD
Legal Block	3
Legal Lot Number	197,113
Jurisdiction	MCHENRY ND
Minor Civil Division	VELVA
Census Blockgroup	1
Census Block	1161
Census Tract	955900

Owner

Source: McHenry County records · APN 55001611030002

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 421, VELVA, ND 58790-0421
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2009 · Amount on Record
Deed Sale	Sep 08, 2009 · Amount on Record
Deed Doc Number	2009304955
Record Refreshed	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY ND
Property Address	305 1ST ST E, VELVA, ND 58790-7222
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	324589
Date	Dec 18, 2018
Instrument	324589

Lender

Name	UNITY MORTGAGE CORP
Type	Mortgage Company
Address	FARGO, ND 58104

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McHenry County
Municipality	Velva City
Unified School District	Velva Public School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,600 (-) Land $9,300 Building $103,300	$225,200 (-) Land $18,600 Building $206,600
2023	$669.00	$112,600 Land $9,300 Building $103,300	$225,200 Land $18,600 Building $206,600

Flood & Wildfire

305 1st St E is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · McHenry County (38049C), updated March 24, 2023

FEMA Flood Zone	Zone X reduced risk due to levee; depends on levee performance
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AH, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 31st in North Dakota
Wildfire Likelihood	Low — about 1 in 7,143 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.