McHenry County property record for 200 1st St E, Velva, ND 58790
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.319 acres (13,914 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,000 (Nov 2025) |
| Tax Bill | $2,082 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 55001010946000 |
| Primary APN | 55001010946000 |
|---|
| Lot Area | 13,914 sqft (0.319 acres) |
|---|
| Street Address | 200 1ST ST E |
|---|---|
| City | VELVA |
| State | ND |
| Zip | 58790-7307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWN: 000 SCT: 00 RNG: 000 SUB: 0055-0010 BLK: 9 LOT: 6-7 VELVA-KELLYS 2ND ADD LOTS 6-7 BLK 9 |
| Legal Subdivision | VELVA-KELLYS 2ND ADD |
| Legal Block | 9 |
| Legal Lot Number | 6-7 |
| Jurisdiction | MCHENRY ND |
| Township / Civil Division | VELVA |
| Census Block Group | 1 |
| Census Block | 1134 |
| Census Tract | 955900 |
Source: McHenry County records · APN 55001010946000
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 200 1ST ST E, VELVA, ND 58790-7307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage FLAGSTAR BANK FSB |
| Nov 17, 2025 | Warranty Deed, Transfer · VA Mortgage FIRST WESTERN BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Prior Sale | Dec 20, 2012 |
| Deed Document Number | 2025335672 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY ND |
| Property Address | 200 1ST ST E, VELVA, ND 58790-7307 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000329772 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 329772 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY ND |
| Recording Date | Nov 17, 2025 |
| Property Address | 200 1ST ST E, VELVA, ND 58790-7307 |
| Document Number | 0000335672 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 335672 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | UNKNOWN, TITLE TEAM CO GRAND FORKS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 200 1ST ST E, VELVA, ND 58790-7307 |
| Document Number | 0000335673 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 335673 |
| Name | FIRST WESTERN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
Source: McHenry County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | McHenry County |
| Municipality | Velva City |
| Unified School District | Velva Public School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,082.00 (+0.53%) | $69,900 (-) Land $15,500 Building $54,400 | $139,800 (-) Land $31,000 Building $108,800 |
| 2023 | $2,071.00 | $69,900 Land $15,500 Building $54,400 | $139,800 Land $31,000 Building $108,800 |
Source: FEMA National Flood Hazard Layer as of March 24, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 30 (1979–2011) |
| Claims Outside the SFHA | 11 of 30 |
| Most Recent Claim | Jun 2011 · Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| SRT Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 277 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF VELVA serves 1,084 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | NORTH PRAIRIE RWD-SYSTEM 1&2 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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