207 1st St E, Velva, ND 58790 Property Records

McHenry County property record for 207 1st St E, Velva, ND 58790 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.256 acres (11,181 sqft)
Owner	Individual Name on File
Last Sale	$197,979 (Sep 2022)
Tax Bill	$2,851 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone AH (high risk)
APN	`55003311271002`

Property Details

APN / Parcel Number

Primary APN	`55003311271002`

Exterior

Lot Area	11,181 sqft (0.256 acres)

Location & Zoning

Street Address	207 1ST ST E
City	VELVA
State	ND
Zip	58790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN: 000 SCT: 00 RNG: 000 SUB: 0055-0033 LOT: 1 VELVA-BYERLYS ADD SUBLOT 170 IN LOT 1 & PT OF LOT 3 BLK 3 N ADD
Legal Subdivision	VELVA-BYERLYS ADD
Legal Block	3
Legal Lot Number	170,1,3
Jurisdiction	MCHENRY ND
Township / Civil Division	VELVA
Census Block Group	1
Census Block	1161
Census Tract	955900

Owner

Source: McHenry County records · APN 55003311271002

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	207 1ST ST E, VELVA, ND 58790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2005	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK OF VELVA
Sep 13, 2022	Warranty Deed, Transfer · VA Mortgage TOWN & COUNTRY CU
Dec 22, 2016	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY CU
Dec 20, 2006	Quit Claim Deed, Transfer Quitclaim
Sep 05, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Dec 22, 2016 · Amount on Record
Deed Document Number	2022331139
Record Updated	Sep 20, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY ND
Property Address	207 1ST ST E, VELVA, ND 58790
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000296978
Date	Aug 26, 2005
Instrument	296978

Lender

Name	PEOPLES STATE BANK OF VELVA
Address	VELVA, ND 58790

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 05, 2020

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY ND
Recording Date	Sep 13, 2022
Property Address	207 1ST ST E, VELVA, ND 58790
Document Number	0000331139
Instrument Date	Sep 12, 2022
Instrument	331139
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	WAID TITLE, WARD TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 1ST ST E, VELVA, ND 58790

Mortgage

Document Number	0000331140
Date	Sep 13, 2022
Instrument	331140

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

December 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY ND
Recording Date	Dec 22, 2016
Property Address	207 1ST ST E, VELVA, ND 58790
Document Number	0000320644
Instrument Date	Dec 05, 2016
Instrument	320644
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 85, VELVA, ND 58790-0085

Mortgage

Document Number	0000320646
Date	Dec 22, 2016
Instrument	320646

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2047

December 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY ND
Recording Date	Dec 20, 2006
Property Address	207 1ST ST E, VELVA, ND 58790
Document Number	0000299338
Instrument	299338
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 1ST AVE E, VELVA, ND 58790-7332

September 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY ND
Recording Date	Sep 05, 2006
Property Address	207 1ST ST E, VELVA, ND 58790
Document Number	0000298725
Instrument Date	Aug 31, 2006
Instrument	298725
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 442, VELVA, ND 58790-0442

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McHenry County
Municipality	Velva City
Unified School District	Velva Public School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,851.00 (+0.53%)	$95,700 (-) Land $10,750 Building $84,950	$191,400 (-) Land $21,500 Building $169,900
2023	$2,836.00	$95,700 Land $10,750 Building $84,950	$191,400 Land $21,500 Building $169,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (38049C), updated March 24, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380499559001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,502.2 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Nearby Flood Policies	29 in force
Nearby Flood Claims	30 (1979–2011)
Claims Outside the SFHA	11 of 30
Most Recent Claim	Jun 2011, river or lake flooding, Flooding
Claims By Storm	Flooding, Jun 2011 · 14 claims Severe Storms And Flooding, Apr 2009 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 31% of North Dakota
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 277 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
SRT Communications	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 1st St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures