206 1st St E, Velva, ND 58790 Property Records

McHenry County property record for 206 1st St E, Velva, ND 58790

Property Summary

Property TypeSingle Family Home
Lot Size0.248 acres (10,828 sqft)
OwnerIndividual on Record
Tax Bill$1,843 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (reduced by levee)
APN55001611025004

Property Details

APN / Parcel Number

Primary APN55001611025004

Exterior

Lot Area10,828 sqft (0.248 acres)

Location & Zoning

StateND
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWN: 000 SCT: 00 RNG: 000 SUB: 0055-0016 BLK: 2 LOT: 3 VELVA OUTLOT 131 (PT LOT3 BLK2 N ADD&PT LOT9 BLK9 KELLYS)
Legal SubdivisionUNPLATTED VELVA
Legal Block2,9
Legal Lot Number131,3,9
JurisdictionMCHENRY ND
Township / Civil DivisionVELVA
Census Block Group1
Census Block1134
Census Tract955900

Owner

Source: McHenry County assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address206 1ST ST E, VELVA, ND 58790-7307
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY ND
Property AddressND
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyMCHENRY ABSTRACT AND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000327874
DateSep 11, 2020
Instrument327874
Lender
NameAMERICAN BANK CENTER
TypeBank
AddressDICKINSON, ND 58601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyMcHenry County
MunicipalityVelva City
Unified School DistrictVelva Public School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,843.00 (-46.17%)$115,550 (-) Land $10,900 Building $104,650$231,100 (-) Land $21,800 Building $209,300
2023$3,424.00$115,550 Land $10,900 Building $104,650$231,100 Land $21,800 Building $209,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Nearby Flood Policies29 in force
Nearby Flood Claims30 (1979–2011)
Claims Outside the SFHA11 of 30
Most Recent ClaimJun 2011 · Flooding
Claims by Event
  • Flooding, Jun 2011 · 14 claims
  • Severe Storms And Flooding, Apr 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VELVA
serves 1,084 people · EPA ID ND2500964
Water SourceGroundwater
Last State InspectionAug 2025
Also Mapped HereNORTH PRAIRIE RWD-SYSTEM 1&2
Lead7 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
SRT
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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