Lake County property record for 3049 Reeves Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,579 sqft · built 1983 |
| Lot Size | 0.179 acres (7,802 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,754 (2023) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-048-G-00-021-0 |
| Primary APN | 27-B-048-G-00-021-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,579 sqft Living Area |
| 1st Floor Area | 1,548 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,802 sqft (0.179 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 216 sqft |
| Patio Area | 132 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3049 REEVES RD |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-6586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOTS 1 & 2 GORE TRACT |
| Legal Subdivision | SUNSET VALLEY SUBDIVISION NO. 3 |
| Legal Block | 1 |
| Legal Lot Number | 83 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 201600 |
Source: Lake County records · APN 27-B-048-G-00-021-0
Assessment roll updated December 30, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3049 REEVES RD, WILLOUGHBY, OH 44094-6586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| May 26, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 1986 |
| Deed Sale | May 30, 1986 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 10, 2026 |
| Property Address | 3049 REEVES RD, WILLOUGHBY, OH 44094-6586 |
| Document Number | 0000007276 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 20267276 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3049 REEVES RD, WILLOUGHBY, OH 44094-6586 |
| Document Number | 0000007276, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20267276 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 02, 2051 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 3049 REEVES RD, WILLOUGHBY, OH 44094-6586 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 3049 REEVES RD, WILLOUGHBY, OH 44094-6586 |
| Document Number | 0000015044 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022R015044 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,780 (+31.46%) Land $15,730 Building $78,050 | $267,930 (+31.46%) Land $44,930 Building $223,000 | |
| 2023 | $6,754.00 (+54.24%) Homeowner's exemption | $71,340 (-) Land $12,560 Building $58,780 | |
| 2022 | $4,379.00 Homeowner's exemption | $71,340 Land $12,560 Building $58,780 | |
| 2021 | $203,810 Land $35,880 Building $167,930 |
Source: FEMA National Flood Hazard Layer as of December 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 324 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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