3046 E River Rd, Moraine (Dayton), OH 45439 Property Records

Montgomery County property record for 3046 E River Rd, Moraine, OH 45439

Property Summary

Property Type	General Industrial
Details	6,900 sqft · built 1965
Lot Size	3.86 acres (168,447 sqft)
Owner	Company Name on Record
Last Sale	$775,000 (Apr 2020)
Tax Bill	$7,878 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`J44 20908 0084`

Property Details

APN / Parcel Number

Primary APN	`J44 20908 0084`

Interior

Stories	1 Story
Building Area	6,900 sqft Total Area
1st Floor Area	6,900 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1965
Lot Area	168,447 sqft (3.86 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3046 E RIVER RD
City	MORAINE
State	OH
Zip	45439-1436
Property Category	Industrial
Property Type	Industrial > General Industrial
Legal Description	5527 3040 EAST RIVER ROAD
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MORAINE
Census Block Group	2
Census Block	2032
Census Tract	30100

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	88 URBANA AVE, DAYTON, OH 45404-2263
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 15, 2020	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Deed Document Number	202000022035
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	3046 E RIVER RD, MORAINE, OH 45439-1436
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5540 WORLEY RD, TIPP CITY, OH 45371-8913

Mortgage

Document Number	0000010715
Date	Mar 1, 2023
Instrument	202300010715

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 15, 2020
Property Address	3046 E RIVER RD, MORAINE, OH 45439-1436
Document Number	0000022035
Map Reference	MB 234 PG 19&19A
Instrument Date	Mar 27, 2020
Instrument	2020-00022035
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	877 BRIMSTONE RD, WILMINGTON, OH 45177-8562

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Moraine City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,290 (-) Land $41,280 Building $40,010
2024	$7,878.00 (+2.47%)
2023	$7,688.00 (-6.85%)	$81,290 (-) Land $41,280 Building $40,010	$232,250 (-) Land $117,940 Building $114,310
2022	$8,253.00	$81,290 Land $41,280 Building $40,010
2020			$232,250 Land $117,940 Building $114,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1979–2001)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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