3042 Whispering Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 3042 Whispering Dr, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,528 sqft · built 1993
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$311,000 (Jun 2001)
Tax Bill	$5,657 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01-212060`

Property Details

APN / Parcel Number

Primary APN	`01-212060`
Alternative APNs	`1212060` `212060`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,528 sqft Total Area
Basement Area	952 sqft
Finished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	620 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	212060
Street Address	3042 WHISPERING DR
City	PRINCE FREDERICK
State	MD
Zip	20678-3388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 21 SEC 1 PLAT 3 WHISPERING WOODS
Legal Subdivision	WHISPERING WDS
Legal Lot Number	21
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1002
Census Tract	860801

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3042 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2001 · Amount on Record
Deed Sale	Jun 20, 2001 · Amount on Record
Prior Sale	Sep 7, 1993 · Amount on Record
Deed Document Number	20014068
Deed Book / Page	1403 / 322
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,500 (+23.28%) Land $191,200 Building $346,300	$537,500 (+23.28%) Land $191,200 Building $346,300
2025	$5,657.00 (+24.88%)
2023	$4,530.00 Homeowner's exemption	$436,000 Land $191,200 Building $244,800	$436,000 Land $191,200 Building $244,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20