Calvert County property record for 3030 Whispering Dr, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,024 sqft · built 1994 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Sep 1994) |
| Tax Bill | $6,791 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-212044 |
| Primary APN | 01-212044 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,024 sqft Total Area |
| Basement Area | 2,112 sqft |
| Finished Basement | 2,112 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 435 sqft |
| Porch | Slab |
| Porch Area | 579 sqft |
| Deck Area | 570 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 212044 |
|---|---|
| Street Address | 3030 WHISPERING DR |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-3388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 19R SEC 1 PLAT 3 WHISPERING WOODS |
| Legal Subdivision | WHISPERING WDS |
| Legal Lot Number | 19R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 860801 |
3030 Whispering Dr is owned and occupied by two individuals who bought it in September 1994.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3030 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 7, 2021 | Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 1994 · Amount on File |
| Deed Sale | Sep 21, 1994 · Amount on File |
| Deed Book / Page | 763 / 870 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 26, 2026 |
| Property Address | 3030 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388 |
| Document Number | 6926000500 |
| Book / Page | 6926 / 500 |
| Instrument Date | Jun 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 3030 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388 |
| Document Number | 6926000500, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 6926/500 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3030 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0059220320 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 5922/320 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 3030 Whispering Dr was $6,791.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $649,200 (+7.62%) Land $183,100 Building $466,100 | $649,200 (-) Land $183,100 Building $466,100 | |
| 2025 | $6,791.00 | $603,233 | $649,200 Land $183,100 Building $466,100 |
| 2023 | $5,312.00 | $511,300 Land $183,100 Building $328,200 | $511,300 Land $183,100 Building $328,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3030 Whispering Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3030 Whispering Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures