Calvert County property record for 3000 Whispering Dr, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,103 sqft · built 1993 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $785,000 (May 2026) |
| Tax Bill | $6,388 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-211854 |
| Primary APN | 01-211854 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,103 sqft Total Area |
| Basement Area | 623 sqft |
| Finished Basement | 623 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 800 sqft |
| Deck Area | 515 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 211854 |
|---|---|
| Street Address | 3000 WHISPERING DR |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-3388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 2 SEC 1 PLAT 1 WHISPERING WOODS |
| Legal Subdivision | WHISPERING WOODS |
| Legal Lot Number | 2 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 860801 |
3000 Whispering Dr is owned and occupied by an individual who bought it in May 2026.
Source: Calvert County records, as of June 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3000 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2026 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORPORATION |
| Jun 30, 2017 | Deed of Trust, Mortgage PENTAGON FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on File |
| Deed Sale | May 28, 2026 · Amount on File |
| Prior Sale | Jun 30, 1993 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 6908 / 299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 28, 2026 |
| Property Address | 3000 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388 |
| Document Number | 6908000299 |
| Book / Page | 6908 / 299 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $792,850.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3000 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388 |
| Document Number | 6908000307, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 6908/307 |
| Name | BAY CAPITAL MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3000 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 0050230425 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 5023/425 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | 00000 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 31, 2032 |
The 2025 property tax bill for 3000 Whispering Dr was $6,388 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,388.00 Homeowner's exemption | $571,500 | $612,100 Land $195,400 Building $416,700 |
| 2023 | $5,094.00 Homeowner's exemption | $490,300 Land $195,400 Building $294,900 | $490,300 Land $195,400 Building $294,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3000 Whispering Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3000 Whispering Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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