Calvert County property record for 3036 Whispering Dr, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,198 sqft · built 1994 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Mar 2024) |
| Tax Bill | $4,916 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-212052 |
| Primary APN | 01-212052 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 60,548 sqft (1.39 acres) |
| Garage Type | Basement |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 283 sqft |
| Deck Area | 422 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 212052 |
|---|---|
| Street Address | 3036 WHISPERING DR |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-3388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 20 SEC 1 PLAT 3 WHISPERING WOODS |
| Legal Subdivision | WHISPERING WDS |
| Legal Lot Number | 20 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 860801 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3036 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2024 | Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC |
| Nov 20, 2020 | Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 19, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2024 · Amount on Record |
| Deed Sale | Mar 4, 2024 · Amount on Record |
| Prior Sale | Nov 20, 2020 · Amount on Record |
| Deed Book / Page | 6540 / 441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Mar 4, 2024 |
| Property Address | 3036 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388 |
| Document Number | 0065400441 |
| Book / Page | 6540 / 441 |
| Map Reference | MB ABE 735 FO 851 |
| Instrument Date | Mar 1, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | NOT AVAILABLE, BRENNAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3036 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388 |
| Document Number | 0006540448 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 6540/448 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Nov 20, 2020 |
| Property Address | 3036 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388 |
| Document Number | 0057710683 |
| Book / Page | 5771 / 683 |
| Map Reference | MB ABE 735 FO 851 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | LAWYERS TRUST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3036 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388 |
| Document Number | 5771690 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 5771/690 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3036 WHISPERING DR, PRINCE FREDERICK, MD 20678-3388 |
| Document Number | 0057710690 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3036 WHISPERING DR PRINCE FREDERICK MD 206783388, PRINCE FREDERICK, MD 20678-3388 |
| Document Number | 0057710690 |
|---|---|
| Date | Nov 29, 2020 |
| Book Page | 005771/000690 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2050 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,000 (+21.23%) Land $186,000 Building $276,000 | $462,000 (+21.23%) Land $186,000 Building $276,000 | |
| 2025 | $4,916.00 (+24.17%) | ||
| 2023 | $3,959.00 | $381,100 Land $186,000 Building $195,100 | $381,100 Land $186,000 Building $195,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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