Sumter County property record for 3040 Lowerlake Dr, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,288 sqft · built 2020 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Sep 2020) |
| Tax Bill | $62 (2025) |
| Deeds & Mortgages | Mar 2021 Sale Sep 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 186-04-02-034 |
| Primary APN | 186-04-02-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,288 sqft Living Area |
| 1st Floor Area | 2,192 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 144 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 19271 |
|---|---|
| Old Parcel Number | 186 04 02 034 |
| Street Address | 3040 LOWERLAKE DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-8511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | H-C |
| Legal Description | LOT 20 .53 AC |
| Legal Subdivision | STILLWATER SUB PH 3 SEC I |
| Legal Lot Number | 20 53 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1803 |
3040 Lowerlake Dr is owned and occupied by an individual who bought it in September 2020.
Source: Sumter County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3040 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed, Transfer |
| Sep 16, 2020 | Deed, Transfer · VA Mortgage RESOURCE FINANCIAL SERVICES INC |
| Jun 1, 2020 | Warranty Deed, Transfer |
| Jun 3, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on File |
| Deed Sale | Sep 16, 2020 · Amount on File |
| Prior Sale | Jun 1, 2020 · Amount on File |
| Deed Document Number | 0012735752 |
| Deed Book / Page | 1273 / 5752 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Mar 10, 2021 |
| Property Address | 3040 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Document Number | 0012815838 |
| Book / Page | 1281 / 5838 |
| Map Reference | MB PB2007 PG 487 |
| Instrument Date | Mar 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2825 BISMUTH DR N, SUMTER, SC 29150-7105 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Sep 16, 2020 |
| Property Address | 3040 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Document Number | 0012735752 |
| Book / Page | 1273 / 5752 |
| Map Reference | MB 2007 PG 487 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,646.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3040 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Document Number | 0012735758 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 1273/5758 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29205 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 1, 2020 |
| Property Address | 3040 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Document Number | 0012690798 |
| Book / Page | 1269 / 798 |
| Map Reference | MB 2007 PG 487 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,591.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3040 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 3, 2019 |
| Property Address | 3040 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Document Number | 0012560392 |
| Book / Page | 001256 / 000392 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $222.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 WATER ST SUMTER SC 29150, SUMTER, SC 29150 |
The 2025 property tax bill for 3040 Lowerlake Dr was $62 with a homeowner's exemption.
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62.00 Homeowner's exemption | $17,848 Land $1,280 Building $16,568 | $446,207 Land $32,000 Building $414,207 |
| 2023 | $17,850 (-) Land $1,280 Building $16,570 | $446,207 (-) Land $32,000 Building $414,207 | |
| 2022 | $56.00 | $17,850 Land $1,280 Building $16,570 | $446,207 Land $32,000 Building $414,207 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3040 Lowerlake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3040 Lowerlake Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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