Sumter County property record for 3015 Lowerlake Dr, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,159 sqft · built 2019 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $512,000 (May 2026) |
| Tax Bill | $3,861 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Mar 2024 Transfer + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 186-04-02-026 |
| Primary APN | 186-04-02-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,159 sqft Living Area |
| Gross Area | 4,447 sqft |
| 1st Floor Area | 2,679 sqft |
| Upper Floors Area | 480 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Attached |
| Garage Area | 1,013 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered/Finished Porch |
| Patio Area | 157 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 19264 |
|---|---|
| Street Address | 3015 LOWERLAKE DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-8512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | H-C |
| Legal Description | LOT 53 .63 AC |
| Legal Subdivision | STILLWATER SUBDIVISION |
| Legal Lot Number | 53 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1803 |
3015 Lowerlake Dr is owned by an individual who bought it in May 2026.
Source: Sumter County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 100 N SUMTER ST, 400, SUMTER, SC 29150-4975 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Mar 7, 2024 | Intrafamily Transfer, Transfer |
| Jan 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS BANK |
| Mar 10, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 26, 2021 | Intrafamily Transfer, Transfer |
| Feb 23, 2021 | Intrafamily Transfer, Transfer |
| Jun 7, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Jan 3, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on File |
| Deed Sale | May 19, 2026 · Amount on File |
| Prior Sale | Jun 7, 2019 · Amount on File |
| Deed Book / Page | 1354 / 2960 |
| Prior Transfer Date | Feb 13, 2024 |
| Prior Transfer Doc | 0013243292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | May 19, 2026 |
| Property Address | 3015 LOWERLAKE DR, SUMTER, SC 29150-8512 |
| Document Number | 1354002960 |
| Book / Page | 1354 / 2960 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $134,451.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Document Number | 1354002964, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 1354/2964 |
| Name | PINNACLE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Mar 7, 2024 |
| Property Address | 3015 LOWERLAKE DR, SUMTER, SC 29150-8512 |
| Document Number | 0013243292 |
| Book / Page | 1324 / 3292 |
| Instrument Date | Feb 13, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3015 LOWERLAKE DR, SUMTER, SC 29150-8512 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 3015 LOWERLAKE DR, SUMTER, SC 29150-8512 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012513719 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 1251/3719 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | SUMTER, SC 29151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 8, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 3015 LOWERLAKE DR, SUMTER, SC 29150-8512 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012660688 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 1266/688 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 26, 2021 |
| Property Address | 3015 LOWERLAKE DR, SUMTER, SC 29150-8512 |
| Document Number | 0012841433 |
| Book / Page | 1284 / 1433 |
| Map Reference | MB 2007 PG 487 |
| Instrument Date | Apr 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3015 LOWERLAKE DR, SUMTER, SC 29150-8512 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Feb 23, 2021 |
| Property Address | 3015 LOWERLAKE DR, SUMTER, SC 29150-8512 |
| Document Number | 0012811070 |
| Book / Page | 1281 / 1070 |
| Map Reference | MB 2007 PG 487 |
| Instrument Date | Feb 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 758 BULTMAN DR, SUMTER, SC 29150-2517 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 7, 2019 |
| Property Address | 3015 LOWERLAKE DR, SUMTER, SC 29150-8512 |
| Document Number | 0012561554 |
| Book / Page | 1256 / 1554 |
| Map Reference | MB 2007 PG 487 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,359.75 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3015 LOWERLAKE DR, SUMTER, SC 29150-8512 |
| Document Number | 0012561558 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 1256/1558 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jan 3, 2019 |
| Property Address | 3015 LOWERLAKE DR, SUMTER, SC 29150-8512 |
| Document Number | 0012513005 |
| Book / Page | 001251 / 003005 |
| Instrument Date | Jan 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $147.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 758 BULTMAN DR SUMTER SC 291502517, SUMTER, SC 29150-2517 |
The 2025 property tax bill for 3015 Lowerlake Dr was $3,861.
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,861.00 | $20,440 Land $1,600 Building $18,840 | $511,060 Land $40,000 Building $471,060 |
| 2023 | $2,933.00 (+0.41%) | $16,190 (-) Land $1,600 Building $14,590 | $404,844 (-) Land $40,000 Building $364,844 |
| 2022 | $2,921.00 | $16,190 Land $1,600 Building $14,590 | $404,844 Land $40,000 Building $364,844 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3015 Lowerlake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3015 Lowerlake Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures