3035 Lowerlake Dr, Sumter, SC 29150 Property Records

Sumter County property record for 3035 Lowerlake Dr, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,378 sqft · built 2020
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Sep 2019)
Tax Bill$62 (2025)
Deeds & MortgagesSep 2026 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN186-04-02-028

Property Details

APN / Parcel Number

Primary APN186-04-02-028
Alternative APN
  • 19266

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area3,378 sqft Living Area
1st Floor Area2,913 sqft
Upper Floors Area465 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area52,272 sqft (1.2 acres)
Parking Spaces4 Parking Spaces
PorchCovered Porch
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number19266
Old Parcel Number186 04 02 028
Street Address3035 LOWERLAKE DR
CitySUMTER
StateSC
Zip29150-8512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeH-C
Legal DescriptionLOT 55/56 1.20 AC 2007-487
Legal SubdivisionSTILLWATER SUB SEC 1 PH 3
Legal Lot Number55 60
JurisdictionSUMTER SC
Township / Civil DivisionSHAW AFB-HORATIO
Census Block Group1
Census Block1004
Census Tract1803

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3035 LOWERLAKE DR, SUMTER, SC 29150-8512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Deed of Trust, Mortgage · Line of Credit
AMERISAVE MORTGAGE CORPORATION
May 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUCCESS MORTGAGE PARTNERS INC
Sep 17, 2019Grant Deed, Construction Loan · Line of Credit
OPTUS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2019 · Amount on Record
Deed SaleSep 17, 2019 · Amount on Record
Deed Document Number0012595166
Deed Book / Page1259 / 5166
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Recording DateSep 11, 2026
Property Address3035 LOWERLAKE DR, SUMTER, SC 29150-8512
Document Number1359001958
Book / Page1359 / 1958
Instrument DateSep 4, 2026
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3035 LOWERLAKE DR, SUMTER, SC 29150-8512

Mortgage

Document Number1359001958,
DateSep 11, 2026
Book Page1359/1958
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address3035 LOWERLAKE DR, SUMTER, SC 29150-8512
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012690091
DateMay 29, 2020
Book Page1269/91
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

September 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSUMTER SC
Recording DateSep 17, 2019
Property Address3035 LOWERLAKE DR, SUMTER, SC 29150-8512
Document Number0012595166
Book / Page001259 / 005166
Instrument DateSep 12, 2019
Transaction TypeConstruction Loan
Record UpdatedOct 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$222.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2431 CLEMATIS TRL SUMTER SC 291502311, SUMTER, SC 29150-2311

Mortgage

Document Number12595169
DateSep 17, 2019
Book Page001259/005169
Lender
NameOPTUS BANK
Address1241 MAIN ST # 100, COLUMBIA, SC 29201-3212
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 16, 2020
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number12595177,
DateSep 17, 2019
Book Page001259/005177
Lender
NameSTILLWATER/SUMTER LLC
Address2990 BROAD ST, SUMTER, SC 29150-1855
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 16, 2020

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$62.00 (+10.71%) Homeowner's exemption$19,783 (+0.02%) Land $2,640 Building $17,143$494,582 (-) Land $66,000 Building $428,582
2023$19,780 (-) Land $2,640 Building $17,140$494,582 (-) Land $66,000 Building $428,582
2022$56.00$19,780 Land $2,640 Building $17,140$494,582 Land $66,000 Building $428,582

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMTER
serves 53,070 people · EPA ID SC4310001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FTC
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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