Sumter County property record for 3020 Lowerlake Dr, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,822 sqft · built 2021 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (Apr 2024) |
| Tax Bill | $3,705 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Apr 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 186-04-02-036 |
| Primary APN | 186-04-02-036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,822 sqft Living Area |
| Gross Area | 4,018 sqft |
| 1st Floor Area | 2,822 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered/Finished Porch |
| Patio Area | 415 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 19273 |
|---|---|
| Street Address | 3020 LOWERLAKE DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-8511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | H-C |
| Legal Description | LOT 22 .47 AC |
| Legal Subdivision | STILLWATER SUBDIVISION SECTION 1 PHASE 3 |
| Legal Lot Number | 22 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1803 |
Source: Sumter County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3020 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 24, 2024 | Deed, Transfer · Stand-Alone First Mortgage MORTGAGEE RAMSEY INC |
| Mar 26, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SYNOVUS BANK |
| Dec 23, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on Record |
| Deed Sale | Apr 24, 2024 · Amount on Record |
| Prior Sale | Mar 26, 2021 · Amount on Record |
| Deed Book / Page | 1326 / 765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 17, 2026 |
| Property Address | 3020 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Document Number | 1356005783 |
| Book / Page | 1356 / 5783 |
| Instrument Date | Jul 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $127,623.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3020 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 24, 2024 |
| Property Address | 3020 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Document Number | 0013260765 |
| Book / Page | 1326 / 765 |
| Instrument Date | Apr 2, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,222.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3020 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Document Number | 0013260768 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 1326-0768 |
| Name | MORTGAGEE RAMSEY INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Mar 26, 2021 |
| Property Address | 3020 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Document Number | 0012824816 |
| Book / Page | 1282 / 4816 |
| Map Reference | MB 2007 PG 487 |
| Instrument Date | Mar 26, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,546.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3020 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Document Number | 0012824820 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 1282/4820 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Dec 23, 2019 |
| Property Address | 3020 LOWERLAKE DR, SUMTER, SC 29150-8511 |
| Document Number | 0012632867 |
| Book / Page | 001263 / 002867 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $147.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 758 BULTMAN DR SUMTER SC 291502517, SUMTER, SC 29150-2517 |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,705.00 (+17.77%) | $19,600 (+12.26%) Land $1,600 Building $18,000 | $490,002 (+12.24%) Land $40,000 Building $450,002 |
| 2023 | $17,460 (-) Land $1,600 Building $15,860 | $436,577 (-) Land $40,000 Building $396,577 | |
| 2022 | $3,146.00 | $17,460 Land $1,600 Building $15,860 | $436,577 Land $40,000 Building $396,577 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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