Hillsdale County property record for 3040 Lake Dr, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 854 sqft |
| Lot Size | 0.468 acres (20,386 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $48,500 (Jul 1985) |
| Tax Bill | $3,101 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-060-001-005 |
| Primary APN | 10-060-001-005 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 854 sqft Living Area |
| 1st Floor Area | 854 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 20,386 sqft (0.468 acres) |
| Lot Width | 81 ft Width |
| Total Buildings | 2 Buildings |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 3040 LAKE DR |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONING |
| Legal Description | LOT 5 SUPERVISORS PLAT OF STEPHENS LANDING SEC 8 T7S R4W |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 08 |
| Legal Subdivision | SUPERVISORS PLAT OF STEPHENS LANDING |
| Legal Lot Number | 5 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1125 CEDAR CREEK DR, NORTHWOOD, OH 43619-2656 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 1985 · Amount on Record |
| Deed Sale | Jul 12, 1985 · Amount on Record |
| Last Transfer Date | Oct 8, 2013 |
| Transfer Doc | 1545/0212 |
| Record Updated | Sep 20, 2026 |
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,500 (+4.69%) | $181,336 (+4.74%) Land $69,275 Building $112,061 | |
| 2025 | $3,101.00 (+17.42%) | $87,400 (+3.07%) | $173,136 (+3.03%) Land $69,275 Building $103,861 |
| 2023 | $84,800 | $168,037 Land $69,275 Building $98,762 | |
| 2021 | $2,641.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2009–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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