Hillsdale County property record for 3061 Lake Dr, Reading, MI 49274 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Lot Size | 11,761 sqft (0.27 acres) |
| Garage | 2,400 sqft |
| Last Sale | $45,000 (1985) |
| Tax Bill | $1,762.00 (2025) |
| Primary APN | 10-008-200-004-08-7-4 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Stories | 1 Stories |
| Lot Area | 11,761 sqft (0.27 acres) |
|---|---|
| Lot Width | 40 ft Width |
| Parking Spaces | 8 Parking Spaces |
| Garage Area | 2,400 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 3061 LAKE DR |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM ON NELY LN LAKE DR IN SUP PLAT SHEPHENS LANDING AT INT W/ NLY LN LOT 8 EXT NELY TH NELY ALG SD LN 150 FT TH N 253'W 40 FT |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 08 |
| Legal Subdivision | False |
| Legal Lot Number | 8 |
| Jurisdiction | HILLSDALE MI |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 10-008-200-004-08-7-4
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4739 WILDFLOWER CT, ANN ARBOR, MI 48108-2779 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Building or Construction Mortgage OAK MORTGAGE LLC |
| Feb 11, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 1985 · Amount on Record |
| Deed Sale | Jun 15, 1985 · Amount on Record |
| Last Transfer Date | Feb 08, 2019 |
| Transfer Doc | 01714/0316 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 3061 LAKE DR, READING, MI 49274-9225 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01846/1115 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 1846/1115 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Mar 01, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 12.8% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Feb 11, 2019 |
| Property Address | 3061 LAKE DR, READING, MI 49274-9225 |
| Document Number | 1714/0316 |
| Book / Page | 1714 / 0316 |
| Map Reference | LB 3 PG 41 |
| Instrument Date | Feb 08, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4739 WILDFLOWER CT, ANN ARBOR, MI 48108-2779 |
| Investor | Possibly a Property Investor |
Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,200 (+0.73%) | $82,469 (+0.8%) Land $8,000 Building $74,469 | |
| 2025 | $1,762.00 (+1,836.26%) | $40,900 (+922.5%) | $81,815 (+922.69%) Land $8,000 Building $73,815 |
| 2023 | $4,000 | $8,000 Land $8,000 | |
| 2021 | $91.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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