Hillsdale County property record for 3020 Lake Dr, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,583 sqft |
| Lot Size | 0.586 acres (25,557 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $16,500 (Apr 2010) |
| Tax Bill | $1,226 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-060-001-003 |
| Primary APN | 10-060-001-003 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,583 sqft Living Area |
| 1st Floor Area | 1,583 sqft |
| Basement Area | 1,583 sqft |
| Unfinished Basement | 1,583 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 25,557 sqft (0.586 acres) |
| Lot Width | 82 ft Width |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3020 LAKE DR |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONING |
| Legal Description | LOT 3 SUPERVISORS PLAT OF STEPHENS LANDING SEC 8 T7S R4W |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 08 |
| Legal Subdivision | SUPERVISORS PLAT OF STEPHENS LANDING |
| Legal Lot Number | 3 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 50400 |
3020 Lake Dr is owned and occupied by two individuals who acquired it in May 2014.
Source: Hillsdale County records, as of December 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3020 LAKE DR, READING, MI 49274-9225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2010 · Amount on File |
| Deed Sale | Apr 16, 2010 · Amount on File |
| Prior Sale | Oct 19, 1995 · Amount on File |
| Deed Book / Page | 1421 / 846 |
| Last Transfer Date | May 27, 2014 |
| Transfer Doc | 1563/0526 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3020 Lake Dr was $1,226 with a homeowner's exemption.
Source: Hillsdale County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,226.00 Homeowner's exemption | $156,400 | $309,849 Land $69,734 Building $240,115 |
| 2023 | $148,700 | $294,614 Land $69,734 Building $224,880 | |
| 2021 | $2,556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3020 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2009–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3020 Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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