3000 Lake Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 3000 Lake Dr, Reading, MI 49274

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,849 sqft
Owner	Individual Name on Record
Last Sale	$170,000 (Apr 2018)
Tax Bill	$1,654 (2021)
Deeds & Mortgages	May 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-060-001-001`

Property Details

APN / Parcel Number

Primary APN	`10-060-001-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,849 sqft Living Area

Exterior

Exterior Material	Wood Siding
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3000 LAKE DR
City	READING
State	MI
Zip	49274-9225
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 1 EXC PRT LY SLY OF A LN DESC AS; COM 1393.5 FT W OF NE COR SEC TH S 03 45E 80 FT TO POB TH S 86 15W TO MEANDER LN LONG L
Legal Subdivision	SUPERS PLAT OF STEPHENS LANDING
Legal Lot Number	1
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3004
Census Tract	50400

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3000 LAKE DR, READING, MI 49274-9225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Apr 17, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Prior Sale	Oct 3, 2011 · Amount on Record
Deed Document Number	0016870292
Deed Book / Page	1687 / 0292
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	3000 LAKE DR, READING, MI 49274-9225
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001795/154
Date	May 11, 2021
Book Page	1795/154

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	CORONA DEL MAR, CA 92625

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 17, 2018
Property Address	3000 LAKE DR, READING, MI 49274-9225
Document Number	01687/0292
Book / Page	1687 / 0292
Map Reference	LB5 PG42&43
Instrument Date	Apr 13, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MIDSTATE TITLE AGENCY LLC, MIDSTATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6705 CLOVER LN, 6705, LAMBERTVILLE, MI 48144-9423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 PUTNAM RD, CLARKSBURG, OH 43115-9746

Mortgage

Document Number	0001687295
Date	Apr 17, 2018
Instrument	1687/295

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$91,800	$183,664 Land $88,400 Building $95,264
2021	$1,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: DMCI Broadband, Mercury Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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