Scott County property record for 238 Redding Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $316,319 (May 2020) |
| Tax Bill | $3,589 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-40-067.000 |
| Primary APN | 141-40-067.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Lot Area | 6,534 sqft (0.15 acres) |
|---|
| Street Address | 238 REDDING RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYNES CROSSING II |
| Legal Subdivision | PAYNES CROSSING II |
| Legal Lot Number | 153 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40203 |
Source: Scott County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 238 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| May 5, 2020 | Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2020 · Amount on Record |
| Deed Sale | May 5, 2020 · Amount on Record |
| Deed Document Number | 415870 |
| Deed Book / Page | D414 / 114 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 238 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1597/404 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | M1597/404 |
| Instrument | 433184 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 5, 2020 |
| Property Address | 238 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Document Number | 00D414/114 |
| Book / Page | D414 / 114 |
| Map Reference | CAB 12 SL 167 |
| Instrument Date | May 1, 2020 |
| Instrument | 415870 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 238 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Document Number | 0000415871 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 415871 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
Source: Scott County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,589.00 (+10.23%) | $403,000 (+12.19%) | $403,000 (+12.19%) |
| 2023 | $3,256.00 (+16.66%) | $359,200 (+11.62%) Land $45,000 Building $314,200 | $359,200 (+11.62%) Land $45,000 Building $314,200 |
| 2022 | $2,791.00 | $321,800 Land $35,000 Building $286,800 | $321,800 Land $35,000 Building $286,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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