Middlesex County and Reading Town property record for 304 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,291 sqft · built 1924 |
| Lot Size | 0.2 acres (8,699 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $795,000 (Aug 2026) |
| Tax Bill | $8,150 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Aug 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:026.0-0000-0088.0 |
| Primary APN | READ M:026.0-0000-0088.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,291 sqft Living Area |
| Gross Area | 2,625 sqft |
| 1st Floor Area | 638 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,699 sqft (0.2 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1110000000140 |
|---|---|
| Street Address | 304 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 334200 |
304 Lowell St is owned and occupied by two individuals who bought it in August 2026.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 LOWELL ST, READING, MA 01867-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Other, Transfer |
| Aug 20, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA |
| Oct 18, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on File |
| Deed Sale | Aug 20, 2026 · Amount on File |
| Prior Sale | Oct 18, 2021 · Amount on File |
| Deed Document Number | 2026105637 |
| Deed Book / Page | 86040 / 45 |
| Prior Transfer Date | Aug 18, 2026 |
| Prior Transfer Doc | 0000105637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Other |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 24, 2026 |
| Property Address | 304 LOWELL ST, READING, MA 01867-1523 |
| Document Number | 0000121215 |
| Book / Page | 86173 / 42 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 2026121215 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 304 LOWELL ST, READING, MA 01867-1523 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 20, 2026 |
| Property Address | 304 LOWELL ST, READING, MA 01867-1523 |
| Document Number | 0000105637 |
| Book / Page | 86040 / 45 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 2026105637 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 304 LOWELL ST, READING, MA 01867-1523 |
| Date | Aug 20, 2026 |
|---|
| Name | LEADER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 18, 2021 |
| Property Address | 304 LOWELL ST, READING, MA 01867-1523 |
| Document Number | 78926-446 |
| Book / Page | 78926 / 446 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 227703 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 304 LOWELL ST, READING, MA 01867-1523 |
| Document Number | 227704 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 227704 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 304 Lowell St was $8,150, down 2.3% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,150.00 (-2.27%) | $743,600 (+1.57%) Land $418,500 Building $323,700 | $756,008 (+4.24%) |
| 2025 | $8,339.00 (+1.15%) | $732,100 (+4.08%) Land $412,000 Building $320,100 | $725,230 (+3.79%) |
| 2024 | $8,244.00 (+3.24%) | $703,400 (+10.91%) Land $395,800 Building $307,600 | $698,725 |
| 2023 | $7,985.00 | $634,200 Land $356,800 Building $277,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Lowell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Lowell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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