Middlesex County and Reading Town property record for 284 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,456 sqft · built 1936 |
| Lot Size | 0.204 acres (8,908 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $545,000 (Nov 2021) |
| Tax Bill | $7,526 (2026) |
| Deeds & Mortgages | Jun 2020 Refinance Nov 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:026.0-0000-0033.0 |
| Primary APN | READ M:026.0-0000-0033.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 3,034 sqft |
| 1st Floor Area | 1,510 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,908 sqft (0.204 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 990000000030 |
|---|---|
| Street Address | 284 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-2054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 284 LOWELL ST, READING, MA 01867-2054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST PRIORITY CREDIT UNION |
| Nov 10, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Apr 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PRIORITY CU |
| Sep 15, 2017 | Quit Claim Deed, Transfer · Conventional with PMI FIRST PRIORITY CU |
| Jan 24, 2017 | Personal Representative Deed, Transfer |
| Jan 24, 2017 | Trustee's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2021 · Amount on Record |
| Deed Sale | Nov 10, 2021 · Amount on Record |
| Prior Sale | Sep 15, 2017 · Amount on Record |
| Deed Book / Page | 79120 / 379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 284 LOWELL ST, READING, MA 01867-2054 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074906-319 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 74906/319 |
| Instrument | 94465 |
| Name | FIRST PRIORITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 10, 2021 |
| Property Address | 284 LOWELL ST, READING, MA 01867-2054 |
| Document Number | 079120-379 |
| Book / Page | 79120 / 379 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 246582 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 284 LOWELL ST, READING, MA 01867-2054 |
| Document Number | 0000246583 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 246583 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 284 LOWELL ST, READING, MA 01867-2054 |
| Document Number | 72559-246 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 284 LOWELL ST READING MA 018672054, READING, MA 01867-2054 |
| Document Number | 72559-246 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 072559/000246 |
| Instrument | 57850 |
| Name | FIRST PRIORITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 15, 2017 |
| Property Address | 284 LOWELL ST, READING, MA 01867-2054 |
| Document Number | 69937-402 |
| Book / Page | 069937 / 000402 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 92 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,710.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 284 LOWELL ST READING MA 018672054, READING, MA 01867-2054 |
| Document Number | 69937-405 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 069937/000405 |
| Instrument | 93 |
| Name | FIRST PRIORITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2047 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 24, 2017 |
| Property Address | 284 LOWELL ST, READING, MA 01867-2054 |
| Document Number | 68802-441 |
| Book / Page | 068802 / 000441 |
| Instrument Date | Dec 20, 2016 |
| Instrument | 12969 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 284 LOWELL ST READING MA 018672054, READING, MA 01867-2054 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 24, 2017 |
| Property Address | 284 LOWELL ST, READING, MA 01867-2054 |
| Document Number | 68802-443 |
| Book / Page | 068802 / 000443 |
| Instrument Date | Dec 20, 2016 |
| Instrument | 12970 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 284 LOWELL ST READING MA 018672054, READING, MA 01867-2054 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,526.00 (-2.27%) | $686,700 (+1.57%) Land $419,200 Building $267,500 | $732,441 (+5.37%) |
| 2025 | $7,701.00 (+1.18%) | $676,100 (+4.11%) Land $412,700 Building $263,400 | $695,115 (+3.06%) |
| 2024 | $7,611.00 (+3.26%) | $649,400 (+10.91%) Land $396,400 Building $253,000 | $674,500 |
| 2023 | $7,371.00 | $585,500 Land $357,400 Building $228,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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