Middlesex County and Reading Town property record for 269 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1945 |
| Lot Size | 0.238 acres (10,376 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,900 (Jan 2018) |
| Tax Bill | $7,576 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Oct 2019 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:026.0-0000-0131.0 |
| Primary APN | READ M:026.0-0000-0131.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,692 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,376 sqft (0.238 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1120000000780 |
|---|---|
| Street Address | 269 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 334300 |
269 Lowell St is owned and occupied by two individuals who acquired it in September 2020.
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 269 LOWELL ST, READING, MA 01867-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK |
| Oct 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO |
| Feb 2, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 16, 2018 | Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 12, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2018 · Amount on File |
| Deed Sale | Jan 16, 2018 · Amount on File |
| Prior Sale | Jan 12, 2017 · Amount on File |
| Deed Book / Page | 70512 / 151 |
| Last Transfer Date | Sep 16, 2020 |
| Transfer Doc | 76859-571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 269 LOWELL ST, READING, MA 01867-2056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077066-351 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 77066/351 |
| Instrument | 42892 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 269 LOWELL ST, READING, MA 01867-2056 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73490-266 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 73490/266 |
| Instrument | 161777 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 2, 2021 |
| Property Address | 269 LOWELL ST, READING, MA 01867-2056 |
| Document Number | 76859-571 |
| Book / Page | 76859 / 571 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 23903 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 269 LOWELL ST, READING, MA 01867-2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 16, 2018 |
| Property Address | 269 LOWELL ST, READING, MA 01867-2056 |
| Document Number | 70512-151 |
| Book / Page | 70512 / 151 |
| Instrument | 6702 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 269 LOWELL ST, READING, MA 01867-2056 |
| Document Number | 705120154 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 70512/0154 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 16, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 12, 2017 |
| Property Address | 269 LOWELL ST, READING, MA 01867-2056 |
| Document Number | 68750-445 |
| Book / Page | 068750 / 000445 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 6619 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,333.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7 MEADOWLARK FARM LN MIDDLETON MA 019491674, MIDDLETON, MA 01949-1674 |
The 2026 property tax bill for 269 Lowell St was $7,576, down 2.3% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,576.00 (-2.26%) | $691,200 (+1.57%) Land $424,000 Building $265,800 | $730,345 (+11.22%) |
| 2025 | $7,751.00 (+1.15%) | $680,500 (+4.08%) Land $417,400 Building $263,100 | $656,640 (+2.08%) |
| 2024 | $7,663.00 (+3.22%) | $653,800 (+10.87%) Land $401,000 Building $252,800 | $643,245 |
| 2023 | $7,424.00 | $589,700 Land $361,600 Building $228,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 269 Lowell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 269 Lowell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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