Todd County property record for 304 E Main St, Elkton, KY 42220
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 4,816 sqft |
| Owner | Individual Name on Record |
| Tax Bill | $1,746 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | E-03-12-02 |
| Primary APN | E-03-12-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,816 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Security Alarm | Security Alarm |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Porch | Porch |
| Porch Area | 620 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 50749 |
|---|---|
| Street Address | 304 E MAIN ST |
| City | ELKTON |
| State | KY |
| Zip | 42220-9201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE-LOT |
| Jurisdiction | TODD KY |
| Township / Civil Division | ELKTON |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 950200 |
Source: Todd County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 304 E MAIN ST, ELKTON, KY 42220-9201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2005 |
| Deed Sale | Jul 18, 2005 |
| Deed Document Number | 00538 |
| Deed Book / Page | 172 / 538 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TODD KY |
| Property Address | 304 E MAIN ST, ELKTON, KY 42220-9201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 304 E MAIN ST, ELKTON, KY 42220-9201 |
| Document Number | 000M294/13 |
|---|---|
| Date | Jun 26, 2025 |
| Book Page | M294/13 |
| Instrument | 993445 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | ELKTON, KY 42220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Todd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Todd County |
| Municipality | Elkton City |
| Unified School District | Todd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,746.00 (-0.68%) | $209,900 (-) | $209,900 (-) |
| 2023 | $1,758.00 | $209,900 | $209,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2016–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKTON WATER WORKS serves 2,780 people · EPA ID KY1100121 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| energynet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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