Todd County property record for 405 E Main St, Elkton, KY 42220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,336 sqft |
| Lot Size | 0.57 acres (24,802 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Oct 2023) |
| Tax Bill | $2,836 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | E-03-01-21 |
| Primary APN | E-03-01-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,336 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,802 sqft (0.57 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 384 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 50622 |
|---|---|
| Street Address | 405 E MAIN ST |
| City | ELKTON |
| State | KY |
| Zip | 42220-9204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE-LOT |
| Legal Subdivision | JOHN GRAYS PLAN OF THE TOWN OF ELKTON |
| Jurisdiction | TODD KY |
| Township / Civil Division | ELKTON |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 950200 |
Source: Todd County records, as of November 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 507 W MAIN ST, ELKTON, KY 42220-9220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on Record |
| Deed Sale | Oct 11, 2023 · Amount on Record |
| Prior Sale | Oct 11, 2023 · Amount on Record |
| Deed Document Number | 202310170516 |
| Deed Book / Page | 224 / 250 |
| Last Transfer Date | Oct 17, 2025 |
| Transfer Doc | 0000995358 |
| Record Updated | Sep 20, 2026 |
Source: Todd County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Todd County |
| Municipality | Elkton City |
| Unified School District | Todd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,836.00 (+238.42%) Homeowner's exemption | $390,000 (+289.69%) | $390,000 (+289.69%) |
| 2023 | $838.00 | $100,080 | $100,080 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2016–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKTON WATER WORKS serves 2,780 people · EPA ID KY1100121 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| energynet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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