206 E Main St, Elkton, KY 42220 Property Records

Todd County property record for 206 E Main St, Elkton, KY 42220

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Lot Size1.05 acres (46,154 sqft)
Owner2 Company Names on Record
Last Sale$156,000 (Oct 2012)
Tax Bill$1,297 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNE-03-08-03

Property Details

APN / Parcel Number

Primary APNE-03-08-03
Alternative APN
  • 50702

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area780 sqft Living Area
Gross Area10,400 sqft

Exterior

Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area46,154 sqft (1.05 acres)
Garage TypeCarport
CarportCarport
DrivewayAsphalt Driveway
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number50702
Street Address206 E MAIN ST
CityELKTON
StateKY
Zip42220-9338
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionBUILDING-LOT
JurisdictionTODD KY
Township / Civil DivisionELKTON
Census Block Group4
Census Block4046
Census Tract950200

Owner

Source: Todd County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 506, ELKTON, KY 42220-0506
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2012 · Amount on Record
Deed SaleOct 30, 2012 · Amount on Record
Deed Book / Page192 / 245
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTODD KY
Recording DateSep 21, 2026
Property Address206 E MAIN ST, ELKTON, KY 42220-9338
Document Number0010175429
Book / Page308 / 533
Instrument DateSep 18, 2026
Instrument202610175429
Transaction TypeMortgage
Record UpdatedOct 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany, 103
Address206 E MAIN ST, ELKTON, KY 42220-9338

Mortgage

Document Number0010175429,
DateSep 21, 2026
Book Page308/533
Instrument202610175429
Lender
NameUNITED SOUTHERN BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 18, 2046
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Todd County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyTodd County
MunicipalityElkton City
Unified School DistrictTodd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,297.00 (-0.77%)$156,000 (-)$156,000 (-)
2023$1,307.00$156,000$156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2016–2025)
Claims Outside the SFHA2 of 5
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides, Jul 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELKTON WATER WORKS
serves 2,780 people · EPA ID KY1100121
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
energynet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number