103 E Main St, Elkton, KY 42220 Property Records

Todd County property record for 103 E Main St, Elkton, KY 42220

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Owner	Individual Name on Record
Last Sale	$80,000 (Mar 2007)
Tax Bill	$665 (2025)
Flood Zone	Zone X (minimal risk)
APN	`E-03-05-14`

Property Details

APN / Parcel Number

Primary APN	`E-03-05-14`
Alternative APN	`50684`

Interior

Stories	1 Story
Office	1,708 sqft
Security Alarm	Security Alarm

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Metal

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	50684
Street Address	103 E MAIN ST
City	ELKTON
State	KY
Zip	42220-8990
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BUILDING-LOT-BLDGS
Jurisdiction	TODD KY
Township / Civil Division	ELKTON
Census Block Group	4
Census Block	4027
Census Tract	950200

Owner

Source: Todd County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 E MAIN ST, ELKTON, KY 42220-8990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2007 · Amount on Record
Deed Sale	Mar 5, 2007 · Amount on Record
Deed Document Number	00369
Deed Book / Page	178 / 369
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Todd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Todd County
Municipality	Elkton City
Unified School District	Todd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$665.00 (-0.75%)	$80,000 (-)	$80,000 (-)
2023	$670.00	$80,000	$80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2016–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides, Jul 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKTON WATER WORKS serves 2,780 people · EPA ID KY1100121
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20