St. Charles County property record for 304 Copper Crest Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,001 sqft · built 1997 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $415,000 (Aug 2022) |
| Tax Bill | $4,831 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A963001402 |
| Primary APN | A963001402 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,001 sqft Living Area |
| Gross Area | 4,613 sqft |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 1,285 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 7,841 sqft (0.18 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 627 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Patio Area | 260 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A963001402 |
|---|---|
| Street Address | 304 COPPER CREST CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-2456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | AUBURN HILLS #2 LOT 3 |
| Legal Subdivision | AUBURN HILLS #2 |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | DARDENNE |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 311124 |
Source: St. Charles County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 304 COPPER CREST CT, SAINT CHARLES, MO 63304-2456 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 22, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2022 · Amount on Record |
| Deed Sale | Aug 4, 2022 · Amount on Record |
| Prior Sale | May 13, 2011 · Amount on Record |
| Deed Document Number | 202243398 |
| Prior Transfer Date | May 11, 2011 |
| Prior Transfer Doc | 0000292250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 22, 2026 |
| Property Address | 304 COPPER CREST CT, SAINT CHARLES, MO 63304-2456 |
| Document Number | 0000029143 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202629143 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 304 COPPER CREST CT, SAINT CHARLES, MO 63304-2456 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 4, 2022 |
| Property Address | 304 COPPER CREST CT, SAINT CHARLES, MO 63304-2456 |
| Document Number | 0000043398 |
| Map Reference | MB 33 PG 59-61 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 2022R-043398 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 608 E OLIVE ST # ST114, ST114, MARSHALLTOWN, IA 50158-6200 |
| Name | Verified Name |
|---|---|
| Address | 304 COPPER CREST CT, SAINT PETERS, MO 63304-2456 |
| Document Number | 0000043399 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 2022R-043399 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,530 (-) | $429,108 (-) Land $67,500 Building $361,608 | |
| 2025 | $4,831.00 | $81,530 (+11.79%) | $429,108 (+11.79%) Land $67,500 Building $361,608 |
| 2023 | $72,932 | ||
| 2022 | $383,853 Land $54,000 Building $329,853 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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