303 Copper Crest Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 303 Copper Crest Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,805 sqft · built 1996
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Oct 2021)
Tax Bill	$3,778 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A963001413`

Property Details

APN / Parcel Number

Primary APN	`A963001413`
Alternative APN	`3-157C-7433-00-0014.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,805 sqft Living Area
Gross Area	3,598 sqft
1st Floor Area	1,623 sqft
Basement Area	1,575 sqft
Finished Basement	1,182 sqft
Unfinished Basement	393 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	105 sqft
Deck Area	Deck Area
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A963001413
Street Address	303 COPPER CREST CT
City	SAINT CHARLES
State	MO
Zip	63304-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	AUBURN HILLS #2 LOT 14
Legal Subdivision	AUBURN HILLS #2
Legal Lot Number	14
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3036
Census Tract	311124

Owner

303 Copper Crest Ct is owned and occupied by two individuals who bought it in October 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Feb 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Deed Document Number	202184682
Prior Transfer Date	Jan 22, 2020
Prior Transfer Doc	0072350679
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 12, 2021
Property Address	303 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Document Number	2021R084682
Map Reference	MB 33 PG 59
Instrument Date	Sep 29, 2021
Instrument	2021R-084682
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 BRADINGTON DR, 338, COLUMBIA, IL 62236-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 COPPER CREST CT, SAINT CHARLES, MO 63304-2456

Mortgage

Document Number	2021R084683
Date	Oct 12, 2021
Instrument	2021R-084683

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 21, 2020
Property Address	303 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Document Number	0072350679
Book / Page	007235 / 000679
Instrument Date	Feb 21, 2020
Instrument	109020
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 BRADINGTON DR COLUMBIA IL 622362522, COLUMBIA, IL 62236-2522

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 21, 2020
Property Address	303 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Document Number	0072350681
Book / Page	007235 / 000681
Instrument Date	Jan 25, 2020
Instrument	109030
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	338 BRADINGTON DR COLUMBIA IL 622362522, COLUMBIA, IL 62236-2522

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 12, 2018
Property Address	303 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Document Number	0068900347
Book / Page	006890 / 000347
Instrument Date	Dec 11, 2017
Instrument	130420
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	303 COPPER CREST CT ST CHARLES MO 633042456, ST CHARLES, MO 63304-2456

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,265 (-)	$364,552 (-) Land $75,000 Building $289,552
2025		$69,265	$364,552 Land $75,000 Building $289,552
2024	$3,778.00
2023		$63,245
2022			$332,866 Land $60,000 Building $272,866

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 303 Copper Crest Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Copper Crest Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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