308 Copper Crest Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 308 Copper Crest Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,548 sqft · built 1997
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$333,956 (Jul 2026)
Tax Bill	$3,999 (2024)
Deeds & Mortgages	Jul 2026 Construction Loan Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A963001404`

Property Details

APN / Parcel Number

Primary APN	`A963001404`
Alternative APN	`3-157C-7433-00-0005.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,548 sqft Living Area
Gross Area	4,240 sqft
1st Floor Area	2,548 sqft
Basement Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,841 sqft (0.18 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A963001404
Street Address	308 COPPER CREST CT
City	SAINT CHARLES
State	MO
Zip	63304-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	AUBURN HILLS #2 LOT 5
Legal Subdivision	AUBURN HILLS #2
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3036
Census Tract	311124

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	308 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed, Transfer · Construction Mortgage FIRST MID IL BANK AND TRUST
Jul 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 9, 2025	Intrafamily Transfer, Transfer
Sep 9, 2025	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Nov 17, 1997 · Amount on Record
Deed Document Number	202635388
Prior Transfer Date	Sep 8, 2025
Prior Transfer Doc	0000039633
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 28, 2026
Property Address	308 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Document Number	0000035388
Instrument Date	Jul 25, 2026
Instrument	202635388
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 COPPER CREST CT, SAINT CHARLES, MO 63304-2456

Mortgage

Document Number	0000035390,
Date	Jul 28, 2026
Instrument	202635390

Lender

Name	FIRST MID IL BANK AND TRUST

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 24, 2027

Interest

Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 28, 2026
Property Address	308 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Document Number	0000035389
Instrument Date	Jul 24, 2026
Instrument	202635389
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	308 COPPER CREST CT, SAINT CHARLES, MO 63304-2456

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 9, 2025
Property Address	308 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Document Number	0000039632
Map Reference	MB 33 PG 59
Instrument Date	Sep 3, 2025
Instrument	2025R-039632
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 COPPER CREST CT, SAINT CHARLES, MO 63304-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	308 COPPER CREST CT, SAINT CHARLES, MO 63304-2456

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Sep 9, 2025
Property Address	308 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Document Number	0000039633
Map Reference	MB 33 PG 59
Instrument Date	Sep 3, 2025
Instrument	2025R-039633
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 COPPER CREST CT, SAINT CHARLES, MO 63304-2456

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,372 (-)	$396,694 (-) Land $67,500 Building $329,194
2025		$75,372 (+12.52%)	$396,694 (+12.52%) Land $67,500 Building $329,194
2024	$3,999.00
2023		$66,987
2022			$352,561 Land $54,000 Building $298,561

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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