301 Copper Crest Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 301 Copper Crest Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,288 sqft · built 1995
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$317,500 (Apr 2019)
Tax Bill	$4,593 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A953001486`

Property Details

APN / Parcel Number

Primary APN	`A953001486`
Alternative APN	`3-157C-7219-00-0015.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,288 sqft Living Area
Gross Area	4,440 sqft
1st Floor Area	2,548 sqft
Basement Area	1,292 sqft
Finished Basement	740 sqft
Unfinished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	114 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A953001486
Street Address	301 COPPER CREST CT
City	SAINT CHARLES
State	MO
Zip	63304-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUBURN HILLS #1 LOT 15
Legal Subdivision	AUBURN HILLS #1
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3036
Census Tract	311124

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	301 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 14, 2021	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG
Apr 15, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 15, 2018	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	Aug 3, 2007 · Amount on Record
Deed Document Number	2019169680
Deed Book / Page	7059 / 698
Prior Transfer Date	Jul 26, 2007
Prior Transfer Doc	0048120637
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	301 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072491312
Date	Mar 17, 2020
Book Page	7249/1312
Instrument	20200317000161230

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	301 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Document Number	0000006349
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Mar 31, 2021
Title Company	NETCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	301 COPPER CREST CT ST CHARLES MO 633042456, ST CHARLES, MO 63304-2456

Mortgage

Document Number	0000006349
Date	Jan 22, 2021
Instrument	6349

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 15, 2019
Property Address	301 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Document Number	0070590698
Book / Page	7059 / 0698
Map Reference	MB 32 PG 152
Instrument Date	Apr 10, 2019
Instrument	20190415000169680
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9040 CROCKETT DR, 9040, LANTANA, TX 76226-7373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 COPPER CREST CT, SAINT CHARLES, MO 63304-2456

Mortgage

Document Number	20190415000169690
Date	Apr 15, 2019
Instrument	20190415000169690

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	301 COPPER CREST CT, SAINT CHARLES, MO 63304-2456
Document Number	0069750910
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	ORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	301 COPPER CREST CT ST CHARLES MO 633042456, ST CHARLES, MO 63304-2456

Mortgage

Document Number	0069750910
Date	Sep 11, 2018
Book Page	006975/000910
Instrument	520740

Lender

Name	NEIGHBORS CU
Address	ST LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 10, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,593.00 (+7.41%)	$77,493 (+8.15%)	$407,859 (+8.16%) Land $75,000 Building $332,859
2024	$4,276.00
2023		$71,650
2022			$377,104 Land $60,000 Building $317,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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