Clay County property record for 304 2nd St, Smithville, MO 64089 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1956 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,688 (Aug 2026) |
| Tax Bill | $1,538 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-613-00-02-016.00 |
| Primary APN | 05-613-00-02-016.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 1,248 sqft |
| 1st Floor Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 304 2ND ST |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PETERS ADDITION LT 3 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | PETERS ADDITION |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-613-00-02-016.00
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 2ND ST, SMITHVILLE, MO 64089-8721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 06, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING |
| Jul 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Jul 25, 2023 | Warranty Deed, Transfer THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC |
| Feb 11, 2021 | Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Aug 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Sep 17, 2018 | Personal Representative Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 2026 · Amount on Record |
| Deed Sale | Aug 06, 2026 · Amount on Record |
| Prior Sale | Jul 25, 2023 |
| Deed Document Number | 202621667 |
| Deed Book / Page | 10226 / 98 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Aug 06, 2026 |
| Property Address | 304 2ND ST, SMITHVILLE, MO 64089-8721 |
| Document Number | 0000021667 |
| Book / Page | 10226 / 98 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202621667 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 2ND ST, SMITHVILLE, MO 64089-8721 |
| Document Number | 0000021668, |
|---|---|
| Date | Aug 06, 2026 |
| Instrument | 202621668 |
| Name | PRIME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 304 2ND ST, SMITHVILLE, MO 64089-8721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2023 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 304 2ND ST, SMITHVILLE, MO 64089-8721 |
| Document Number | 0000018135 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 9601/72 |
| Instrument | 2023018135 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 304 2ND ST, SMITHVILLE, MO 64089-8721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006758 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 8963/144 |
| Instrument | 2021006758 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 25, 2023 |
| Property Address | 304 2ND ST, SMITHVILLE, MO 64089-8721 |
| Document Number | 0000017821 |
| Book / Page | 9599 / 90 |
| Instrument Date | Jun 24, 2023 |
| Instrument | 2023017821 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Title Company | THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 2ND ST, SMITHVILLE, MO 64089-8721 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Feb 11, 2021 |
| Property Address | 304 2ND ST, SMITHVILLE, MO 64089-8721 |
| Document Number | 0000006000 |
| Book / Page | 8958 / 106 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 2021006000 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 2ND ST, SMITHVILLE, MO 64089-8721 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Aug 22, 2019 |
| Property Address | 304 2ND ST, SMITHVILLE, MO 64089-8721 |
| Document Number | 0000023873 |
| Book / Page | 8482 / 008 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 2019023873 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 2ND ST, SMITHVILLE, MO 64089-8721 |
| Document Number | 0000023874 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 2019023874 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Sep 17, 2018 |
| Property Address | 304 2ND ST, SMITHVILLE, MO 64089-8721 |
| Document Number | 0000030270 |
| Book / Page | 8281 / 035 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 2018030270 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 603 LIBERTY RD, SMITHVILLE, MO 64089-8910 |
| Document Number | 0000030271 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 2018030271 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,538.00 (+22.26%) | $21,620 (+18.66%) | $113,789 (+18.66%) |
| 2023 | $1,258.00 (+13.44%) | $18,220 (+17.78%) | $95,894 (+17.78%) |
| 2022 | $1,109.00 (+6.94%) | $15,470 | |
| 2021 | $81,421 | ||
| 2019 | $1,037.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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