Clay County property record for 103 2nd St, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,690 sqft · built 2006 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jul 2021) |
| Tax Bill | $3,929 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jul 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-613-00-07-033.01 |
| Primary APN | 05-613-00-07-033.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| Gross Area | 4,082 sqft |
| 1st Floor Area | 1,690 sqft |
| Basement Area | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 144 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 103 2ND ST |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAWTHORNE COURT LT 2 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | HAWTHORNE COURT |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-613-00-07-033.01
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 2ND ST, SMITHVILLE, MO 64089-8722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB |
| Jul 29, 2022 | Beneficiary Deed, Transfer |
| Jul 06, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2021 · Amount on Record |
| Deed Sale | Jul 06, 2021 · Amount on Record |
| Prior Sale | Jun 20, 2011 · Amount on Record |
| Deed Document Number | 202129019 |
| Deed Book / Page | 9104 / 146 |
| Last Transfer Date | Jul 26, 2022 |
| Transfer Doc | 0000025151 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 103 2ND ST, SMITHVILLE, MO 64089-8722 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027044 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 8500/129 |
| Instrument | 2019027044 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 29, 2022 |
| Property Address | 103 2ND ST, SMITHVILLE, MO 64089-8722 |
| Document Number | 0000025151 |
| Book / Page | 9418 / 63 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022025151 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 2ND ST, SMITHVILLE, MO 64089-8722 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 06, 2021 |
| Property Address | 103 2ND ST, SMITHVILLE, MO 64089-8722 |
| Document Number | 0000029019 |
| Book / Page | 9104 / 146 |
| Instrument Date | Nov 02, 2020 |
| Instrument | 2021029019 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 2ND STREET, 8722, MO |
| Document Number | 0000029020 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 2021029020 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Dec 01, 2050 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,929.00 (+13.75%) | $55,210 (+10.35%) | $290,579 (+10.35%) |
| 2023 | $3,454.00 (+12.8%) | $50,030 (+17.14%) | $263,315 (+17.14%) |
| 2022 | $3,062.00 (+12.04%) | $42,710 | |
| 2021 | $224,789 | ||
| 2019 | $2,733.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470220001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 147 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SMITHVILLE PWS serves 10,885 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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