105 2nd St, Smithville, MO 64089 Property Records

Clay County property record for 105 2nd St, Smithville, MO 64089

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,424 sqft · built 2020
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Jun 2020)
Tax Bill$4,665 (2025)
Deeds & MortgagesJun 2020 Mortgage
Aug 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-613-00-07-033.00

Property Details

APN / Parcel Number

Primary APN05-613-00-07-033.00
Alternative APNs
  • 0561300070330001
  • 5613000703300
  • 240585

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,424 sqft Living Area
1st Floor Area1,424 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions125 ft deep x 80 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address105 2ND ST
CitySMITHVILLE
StateMO
Zip64089-8722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAWTHORNE COURT LT 3
Legal Range33W
Legal Township53N
Legal Section23
Legal SubdivisionHAWTHORNE COURT
Legal Lot Number3
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group1
Census Block1042
Census Tract22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 2ND ST, SMITHVILLE, MO 64089-8722
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2020Warranty Deed, Transfer
QUICKEN LNS
Aug 30, 2019Trustee's Deed, Construction Loan · Line of Credit
PLATTE VLY BK/MO
Jul 19, 2019Grant Deed, Transfer
STEWART TITLE
Jan 19, 2018Warranty Deed, Transfer
MCCAFFREE-SHORT TITLE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2020 · Amount on Record
Deed SaleJun 10, 2020 · Amount on Record
Prior SaleJan 19, 2018
Deed Document Number202018792
Deed Book / Page8701 / 79
Prior Transfer DateOct 6, 2011
Prior Transfer Doc0000032152
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateJun 10, 2020
Property Address105 2ND ST, SMITHVILLE, MO 64089-8722
Document Number0000018792
Book / Page008701 / 000079
Instrument DateJun 10, 2020
Instrument18792
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 2ND ST SMITHVILLE MO 640898722, SMITHVILLE, MO 64089-8722

Mortgage

Document Number18793
DateJun 10, 2020
Book Page008701/000080
Instrument18793
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueJun 9, 2050

August 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCLAY MO
Recording DateAug 30, 2019
Property Address105 2ND ST, SMITHVILLE, MO 64089-8722
Book / Page008488 / 000106
Instrument DateAug 29, 2019
Instrument25029
Transaction TypeConstruction Loan
Record UpdatedSep 10, 2019
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 252 SMITHVILLE MO 640890252, SMITHVILLE, MO 64089-0252

Mortgage

Document Number0000025029
DateAug 30, 2019
Book Page008488/000106
Instrument25029
Lender
NamePLATTE VLY BK/MO
TypeBank
AddressPLATTE CITY, MO 64079
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCLAY MO
Recording DateJul 19, 2019
Property Address105 2ND ST, SMITHVILLE, MO 64089-8722
Document Number0000019876
Book / Page008457 / 000148
Instrument DateJul 18, 2019
Instrument19876
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanySTEWART TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 252 SMITHVILLE MO 640890252, SMITHVILLE, MO 64089-0252

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateJan 19, 2018
Property Address105 2ND ST, SMITHVILLE, MO 64089-8722
Document Number0000001981
Book / Page008128 / 000051
Instrument DateJan 17, 2018
Instrument1981
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyMCCAFFREE-SHORT TITLE COMPANY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address63 E 11400 S #327 SANDY UT 840706705, 327, SANDY, UT 84070-6705

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,665.00 (+15.41%)$65,550 (+11.97%)$345,000 (+11.97%)
2023$4,042.00 (+2,872.06%)$58,540$308,105
2019$136.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims33 (1981–2016)
Claims Outside the SFHA12 of 33
Most Recent ClaimMay 2016 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHVILLE PWS
serves 10,885 people · EPA ID MO1010748
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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