100 2nd St, Smithville, MO 64089 Property Records

Clay County property record for 100 2nd St, Smithville, MO 64089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,831 sqft · built 1920
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on Record
Tax Bill$2,850 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05-613-00-07-031.00

Property Details

APN / Parcel Number

Primary APN05-613-00-07-031.00
Alternative APNs
  • 0561300070310001
  • 5613000703100
  • 316497

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,831 sqft Living Area
Gross Area3,255 sqft
1st Floor Area1,086 sqft
Basement Area1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions140 ft deep x 122 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address100 2ND ST
CitySMITHVILLE
StateMO
Zip64089-8722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOWENS ADDITION W47 LT 19, ALL LT 20 BLK 4 & S1/2 VAC ALLEY ADJ N
Legal Range33W
Legal Township53N
Legal Section23
Legal SubdivisionOWENS ADDITION
Legal Block4
Legal Lot Number19,20
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group1
Census Block1042
Census Tract22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address100 2ND ST, SMITHVILLE, MO 64089-8722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITYAMERICA CU
Jun 21, 2017Warranty Deed, Transfer
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2017
Deed SaleJun 21, 2017
Deed Document Number201720549
Deed Book / Page7989 / 48
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address100 2ND ST, SMITHVILLE, MO 64089-8722
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036094
DateSep 29, 2020
Book Page8815/56
Instrument2020036094
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateJun 21, 2017
Property Address100 2ND ST, SMITHVILLE, MO 64089-8722
Document Number0000020549
Book / Page007989 / 000048
Instrument DateJun 12, 2017
Instrument20549
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 2ND ST SMITHVILLE MO 640898722, SMITHVILLE, MO 64089-8722

Mortgage

Document Number20724
DateJun 21, 2017
Book Page007990/000038
Instrument20724
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term360 Months
DueJun 20, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,850.00 (+14.41%)$40,050 (+11%)$210,789 (+11%)
2023$2,491.00 (+18.06%)$36,080$189,894
2019$2,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims33 (1981–2016)
Claims Outside the SFHA12 of 33
Most Recent ClaimMay 2016 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHVILLE PWS
serves 10,885 people · EPA ID MO1010748
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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