3031 River Forest Ct, Kawkawlin, MI 48631 Property Records

Bay County property record for 3031 River Forest Ct, Kawkawlin, MI 48631

Property Summary

Property TypeSingle Family Home
Details3 ba · 4,074 sqft
Lot Size1.16 acres (50,530 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Jun 2015)
Tax Bill$7,328 (2026)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN080-036-400-275-04

Property Details

APN / Parcel Number

Primary APN080-036-400-275-04

Interior

Full Baths3 Baths
Stories1 Story
Building Area4,074 sqft Living Area
1st Floor Area2,328 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Lot Area50,530 sqft (1.16 acres)
Lot Dimensions415 ft deep x 130 ft wide
Garage Area952 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3031 RIVER FOREST CT
CityKAWKAWLIN
StateMI
Zip48631-9137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT S 1/4 COR OF SEC TH E 402.50 FT TH N 06D 44M E 53.38 FT TH N 64D 52M W 128.62 FT TO POB TH N 64D 52M W 110 FT TH N 15D
JurisdictionBAY MI
Township / Civil DivisionKAWKAWLIN
Census Block Group3
Census Block3050
Census Tract286102

Owner

Source: Bay County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3031 RIVER FOREST CT, KAWKAWLIN, MI 48631-9137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2015 · Amount on Record
Deed SaleJun 11, 2015 · Amount on Record
Prior SaleAug 13, 1998 · Amount on Record
Deed Book / Page3095 / 257
Last Transfer DateMar 18, 2022
Transfer Doc0000004628
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address3031 RIVER FOREST CT, KAWKAWLIN, MI 48631-9137
Document Number0000018566
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3031 RIVER FOREST CT KAWKAWLIN MI 486319137, KAWKAWLIN, MI 48631-9137

Mortgage

Document Number0000018566
DateDec 28, 2020
Instrument18566
Lender
NameAMERISAVE MTG
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
AmountAmount Recorded
Term360 Months
DueDec 27, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionKawkawlin Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,328.00 (+8.72%) Homeowner's exemption$283,000 (+43.73%)$566,000 (+43.73%)
2023$196,900$393,800
2022$6,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Nearby Flood Policies33 in force
Nearby Flood Claims4 (2017–2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2018 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR-MONITOR METRO DISTRICT
serves 2,971 people · EPA ID MI0000400
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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