Bay County property record for 3021 River Forest Ct, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,516 sqft · built 1999 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Jul 1999) |
| Tax Bill | $7,334 (2026) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-036-400-275-03 |
| Primary APN | 080-036-400-275-03 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,516 sqft Living Area |
| 1st Floor Area | 2,516 sqft |
| Basement Area | 2,516 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Width | 110 ft Width |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3021 RIVER FOREST CT |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT S 1/4 COR OF SEC TH E 402.50 FT TH N 06D 44M E 53.38 FT TH N 64D 52M W 238.62 FT TO RPOB TH N 64D 52M W 110 FT TH N |
| Jurisdiction | BAY MI |
| Township / Civil Division | KAWKAWLIN |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 286102 |
3021 River Forest Ct is owned and occupied by an individual who acquired it in March 2022.
Source: Bay County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3021 RIVER FOREST CT, KAWKAWLIN, MI 48631-9137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Line of Credit INDEPENDENT BK |
| Jan 13, 2021 | Deed of Trust, Mortgage INDEPENDENT BK |
| Jan 13, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 1999 · Amount on File |
| Deed Sale | Jul 16, 1999 · Amount on File |
| Deed Book / Page | 1624 / 647 |
| Last Transfer Date | Mar 18, 2022 |
| Transfer Doc | 0000004628 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 3021 RIVER FOREST CT, KAWKAWLIN, MI 48631-9137 |
| Document Number | 0000001624 |
| Instrument Date | Jan 25, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3021 RIVER FOREST CT KAWKAWLIN MI 486319137, KAWKAWLIN, MI 48631-9137 |
| Document Number | 0000001624 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 1624 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 3021 RIVER FOREST CT, KAWKAWLIN, MI 48631-9137 |
| Document Number | 0000000925 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3021 RIVER FOREST CT KAWKAWLIN MI 486319137, KAWKAWLIN, MI 48631-9137 |
| Document Number | 0000000925 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 925 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 18, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 3021 RIVER FOREST CT, KAWKAWLIN, MI 48631-9137 |
| Document Number | 0000001016 |
| Instrument Date | Jan 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3021 RIVER FOREST CT KAWKAWLIN MI 486319137, KAWKAWLIN, MI 48631-9137 |
| Document Number | 0000001016 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 1016 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | BAY CITY, MI 48706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 3021 River Forest Ct was $7,334 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Kawkawlin Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,334.00 Homeowner's exemption | $292,700 | $585,400 |
| 2023 | $202,700 | $405,400 | |
| 2022 | $6,451.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3021 River Forest Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 4 (2017–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3021 River Forest Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR-MONITOR METRO DISTRICT serves 2,971 people · EPA ID MI0000400 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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