303 Sprague St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 303 Sprague St, Dedham, MA 02026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,271 sqft · built 1952
Lot Size0.424 acres (18,490 sqft)
OwnerIndividual Name on File
Last Sale$379,000 (Jan 2016)
Tax Bill$8,674 (2026)
Deeds & MortgagesDec 2021 Refinance
Aug 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APNDEDH M:0169 L:0098

Property Details

APN / Parcel Number

Primary APNDEDH M:0169 L:0098

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,271 sqft Living Area
Gross Area3,324 sqft
1st Floor Area1,271 sqft
Basement Area1,515 sqft
Unfinished Basement1,515 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,490 sqft (0.424 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address303 SPRAGUE ST
CityDEDHAM
StateMA
Zip02026-5225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeG
Legal Lot Number98
JurisdictionDEDHAM MA
Township / Civil DivisionDEDHAM
Census Block Group2
Census Block2016
Census Tract402300

Owner

303 Sprague St is owned and occupied by an individual who bought it in January 2016.

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address303 SPRAGUE ST, DEDHAM, MA 02026-5225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Aug 29, 2024Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2016 · Amount on File
Deed SaleJan 12, 2016 · Amount on File
Prior SaleNov 2, 1995 · Amount on File
Deed Book / Page33783 / 467
Transfer Doc033783-467
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEDHAM MA
Property Address303 SPRAGUE ST, DEDHAM, MA 02026-5225
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040198-515
DateDec 28, 2021
Book Page40198/515
Instrument161307
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueJan 1, 2047

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEDHAM MA
Property Address303 SPRAGUE ST, DEDHAM, MA 02026-5225
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041969-264
DateAug 29, 2024
Book Page41969/264
Instrument56600
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 303 Sprague St was $8,674, up 13.6% from the year before.

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionDedham Town
Unified School DistrictDedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,674.00 (+13.62%)$705,200 (+16.58%) Land $342,200 Building $363,000$663,074 (+0.14%)
2025$7,634.00 (+2.11%)$604,900 (+1.14%) Land $288,600 Building $316,300$662,150 (+8.21%)
2024$7,476.00 (+6.6%)$598,100 (+9.5%) Land $273,300 Building $324,800$611,895
2023$7,013.00$546,200 Land $242,600 Building $303,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Sprague St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims15 (1978–2014)
Claims Outside the SFHA3 of 15
Most Recent ClaimDec 2014 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms And Flooding, Mar 2001 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Sprague St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEDHAM WESTWOOD WATER DIST.
serves 41,630 people · EPA ID MA3073000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Netafy
Fixed Wireless
150 / 150
T-Mobile
Fixed Wireless
100 / 20

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