281 Sprague St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 281 Sprague St, Dedham, MA 02026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 884 sqft · built 1960
Lot Size0.118 acres (5,149 sqft)
OwnerIndividual Name on Record
Last Sale$439,000 (Oct 2020)
Tax Bill$6,622 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNDEDH M:0169 L:0101

Property Details

APN / Parcel Number

Primary APNDEDH M:0169 L:0101

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area884 sqft Living Area
Gross Area1,938 sqft
1st Floor Area884 sqft
Basement Area884 sqft
Unfinished Basement442 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,149 sqft (0.118 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address281 SPRAGUE ST
CityDEDHAM
StateMA
Zip02026-5225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Lot Number101
JurisdictionDEDHAM MA
Township / Civil DivisionDEDHAM
Census Block Group2
Census Block2016
Census Tract402300

Owner

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address281 SPRAGUE ST, DEDHAM, MA 02026-5225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
EASTERN BANK
Oct 11, 2019Quit Claim Deed, Transfer · Conventional Mortgage
MORTGAGE CORP E III

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2020 · Amount on Record
Deed SaleOct 2, 2020 · Amount on Record
Prior SaleJun 1, 2015 · Amount on Record
Deed Book / Page38426 / 346
Prior Transfer DateSep 29, 2020
Prior Transfer Doc38426-346
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDEDHAM MA
Recording DateOct 2, 2020
Property Address281 SPRAGUE ST, DEDHAM, MA 02026-5225
Document Number38426-346
Book / Page38426 / 346
Instrument DateSep 29, 2020
Instrument105847
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 SPRAGUE ST, DEDHAM, MA 02026-5225

Mortgage

Document Number105848
DateOct 2, 2020
Instrument105848
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDEDHAM MA
Recording DateOct 11, 2019
Property Address281 SPRAGUE ST, DEDHAM, MA 02026-5225
Document Number37239-498
Book / Page037239 / 000498
Instrument DateOct 7, 2019
Instrument93208
Transaction TypeTransfer
Record UpdatedOct 30, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address281 SPRAGUE ST DEDHAM MA 020265225, DEDHAM, MA 02026-5225

Mortgage

Document Number37239-485
DateOct 11, 2019
Book Page037239/000485
Instrument93207
Lender
NameMORTGAGE CORP E III
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 10, 2049

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionDedham Town
Unified School DistrictDedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,622.00 (+13.92%)$538,400 (+16.89%) Land $302,900 Building $235,500$553,328 (-6.28%)
2025$5,813.00 (+2.72%)$460,600 (+1.75%) Land $255,500 Building $205,100$590,425 (+9.13%)
2024$5,659.00 (+7.16%)$452,700 (+10.07%) Land $241,900 Building $210,800$541,025
2023$5,281.00$411,300 Land $214,800 Building $196,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims15 (1978–2014)
Claims Outside the SFHA3 of 15
Most Recent ClaimDec 2014 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms And Flooding, Mar 2001 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEDHAM WESTWOOD WATER DIST.
serves 41,630 people · EPA ID MA3073000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Netafy
Fixed Wireless
150 / 150
T-Mobile
Fixed Wireless
100 / 20

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