Norfolk County and Dedham Town property record for 315 Sprague St, Dedham, MA 02026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,030 sqft · built 1922 |
| Lot Size | 0.555 acres (24,190 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $133,000 (Jun 1997) |
| Tax Bill | $6,815 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage Nov 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | DEDH M:0169 L:0096 |
| Primary APN | DEDH M:0169 L:0096 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,030 sqft Living Area |
| Gross Area | 2,018 sqft |
| 1st Floor Area | 644 sqft |
| Basement Area | 644 sqft |
| Unfinished Basement | 644 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,190 sqft (0.555 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 315 SPRAGUE ST |
|---|---|
| City | DEDHAM |
| State | MA |
| Zip | 02026-5203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G |
| Legal Lot Number | 96 |
| Jurisdiction | DEDHAM MA |
| Township / Civil Division | DEDHAM |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 402300 |
315 Sprague St is held in a trust since May 2024.
Source: Norfolk County and Dedham Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 315 SPRAGUE ST, DEDHAM, MA 02026-5203 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2018 | Deed of Trust, Mortgage HANSCOM FCU |
| Nov 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RATE RABBIT HOME LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 1997 · Amount on File |
| Deed Sale | Jun 27, 1997 · Amount on File |
| Prior Sale | Dec 31, 1991 · Amount on File |
| Last Transfer Date | May 18, 2024 |
| Transfer Doc | 041797-363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Property Address | 315 SPRAGUE ST, DEDHAM, MA 02026-5203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36402-484 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 36402/484 |
| Instrument | 97721 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Property Address | 315 SPRAGUE ST, DEDHAM, MA 02026-5203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38669-50 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 38669/50 |
| Instrument | 133604 |
| Name | RATE RABBIT HOME LOANS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 315 Sprague St was $6,815, up 16.2% from the year before.
Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Dedham Town |
| Unified School District | Dedham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,815.00 (+16.2%) | $554,100 (+19.24%) Land $346,600 Building $207,500 | $581,140 (+2.45%) |
| 2025 | $5,865.00 (+5.5%) | $464,700 (+4.5%) Land $292,500 Building $172,200 | $567,245 (+3.59%) |
| 2024 | $5,559.00 (+5.6%) | $444,700 (+8.46%) Land $277,000 Building $167,700 | $547,580 |
| 2023 | $5,264.00 | $410,000 Land $246,000 Building $164,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Sprague St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1978–2014) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Dec 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Sprague St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Netafy Fixed Wireless | 150 / 150 |
| T-Mobile Fixed Wireless | 100 / 20 |
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