287 Sprague St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 287 Sprague St, Dedham, MA 02026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,802 sqft · built 1987
Lot Size0.403 acres (17,555 sqft)
OwnerIndividual Name on Record
Last Sale$732,500 (Dec 2021)
Tax Bill$10,863 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNDEDH M:0169 L:0116

Property Details

APN / Parcel Number

Primary APNDEDH M:0169 L:0116

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,802 sqft Living Area
Gross Area3,696 sqft
1st Floor Area1,264 sqft
Basement Area816 sqft
Unfinished Basement168 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,555 sqft (0.403 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address287 SPRAGUE ST
CityDEDHAM
StateMA
Zip02026-5225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number116
JurisdictionDEDHAM MA
Township / Civil DivisionDEDHAM
Census Block Group2
Census Block2016
Census Tract402300

Owner

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address287 SPRAGUE ST, DEDHAM, MA 02026-5225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2025Deed of Trust, Mortgage · Line of Credit
MASS BAY CREDIT UNION
Dec 22, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2021 · Amount on Record
Deed SaleDec 22, 2021 · Amount on Record
Deed Book / Page40190 / 3
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEDHAM MA
Property Address287 SPRAGUE ST, DEDHAM, MA 02026-5225
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042627-299
DateSep 4, 2025
Book Page42627/299
Instrument61726
Lender
NameMASS BAY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDEDHAM MA
Recording DateDec 22, 2021
Property Address287 SPRAGUE ST, DEDHAM, MA 02026-5225
Document Number00040190-3
Book / Page40190 / 3
Instrument DateDec 22, 2021
Instrument160130
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 SPRAGUE ST, DEDHAM, MA 02026-5225

Mortgage

Document Number0000160131
DateDec 22, 2021
Instrument160131
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionDedham Town
Unified School DistrictDedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,863.00 (+38.68%)$883,200 (+42.29%) Land $307,200 Building $576,000$779,011 (-12.3%)
2025$7,833.00 (+1.49%)$620,700 (+0.53%) Land $259,100 Building $361,600$888,250 (+10.39%)
2024$7,718.00 (+6.65%)$617,400 (+9.55%) Land $245,200 Building $372,200$804,650
2023$7,237.00$563,600 Land $217,900 Building $345,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims15 (1978–2014)
Claims Outside the SFHA3 of 15
Most Recent ClaimDec 2014 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms And Flooding, Mar 2001 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEDHAM WESTWOOD WATER DIST.
serves 41,630 people · EPA ID MA3073000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Netafy
Fixed Wireless
150 / 150
T-Mobile
Fixed Wireless
100 / 20

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