303 Saddlebrook Ln, Naples, FL 34110 Property Records

Collier County property record for 303 Saddlebrook Ln, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	2,014 sqft · built 2014
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Jan 2021)
Tax Bill	$9,140 (2025)
Deeds & Mortgages	Jan 2021 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`412650 503A23`

Property Details

APN / Parcel Number

Primary APN	`412650 503A23`
Alternative APN	`50940010346`

Interior

Stories	2 Stories
Building Area	2,014 sqft Living Area
1st Floor Area	2,014 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
Pool Area	288 sqft
Deck Area	593 sqft

Location & Zoning

Street Address	303 SADDLEBROOK LN
City	NAPLES
State	FL
Zip	34110-1373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	HORSE CREEK ESTATES LOT 50
Legal Range	25
Legal Township	48
Legal Section	23
Legal Subdivision	HORSE CREEK ESTATES
Legal Tract	412650
Legal Block	1
Legal Lot Number	50
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1000
Census Tract	10108

Owner

303 Saddlebrook Ln is owned and occupied by two individuals who bought it in January 2021.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	303 SADDLEBROOK LN, NAPLES, FL 34110-1373
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Prior Sale	Aug 22, 2014 · Amount on File
Deed Document Number	20215983754
Deed Book / Page	5874 / 3209
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 12, 2021
Property Address	303 SADDLEBROOK LN, NAPLES, FL 34110-1373
Document Number	0058743209
Book / Page	5874 / 3209
Map Reference	MB 41 PG 74
Instrument Date	Jan 8, 2021
Instrument	5983754
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	586 WEST PL, 586, NAPLES, FL 34108-2653

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2335 TAMIAMI TRL N STE 501, 501, NAPLES, FL 34103-4459

Mortgage

Document Number	0058743212
Date	Jan 12, 2021
Instrument	5874/3212

Lender

Name	EDISON NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 303 Saddlebrook Ln was $9,140 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$942,999 (+2.7%)	$983,879 (-9.24%) Land $408,349 Building $575,530
2025	$9,140.00 Homeowner's exemption	$918,207	$1,084,072 Land $450,492 Building $633,580
2023	$8,858.00 (+1.69%) Homeowner's exemption	$866,339 (+3%)	$1,005,780 (+12.83%) Land $333,200 Building $672,580
2022	$8,711.00 Homeowner's exemption	$841,106	$891,447 Land $177,235 Building $714,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Saddlebrook Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 483 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	579 units insured incl. 96 condo units
Nearby Flood Claims	106 (1980–2024)
Claims Outside the SFHA	10 of 106
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 35 claims Hurricane Ian, Sep 2022 · 28 claims Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Saddlebrook Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Summit Broadband.

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