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295 Saddlebrook Ln, Naples, FL 34110 Property Records

Collier County property record for 295 Saddlebrook Ln, Naples, FL 34110

Property Summary

Property TypeSingle Family Home
Details2,299 sqft · built 2012
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Jun 2021)
Tax Bill$8,430 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN412650 523A23

Property Details

APN / Parcel Number

Primary APN412650 523A23
Alternative APN
  • 50940010388

Interior

Stories2 Stories
Building Area2,299 sqft Living Area
1st Floor Area2,299 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Construction TypeMasonry / Concrete Block
Lot Area12,632 sqft (0.29 acres)

Location & Zoning

Street Address295 SADDLEBROOK LN
CityNAPLES
StateFL
Zip34110-1350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionHORSE CREEK ESTATES LOT 52
Legal Range25
Legal Township48
Legal Section23
Legal SubdivisionHORSE CREEK ESTATES
Legal Tract412650
Legal Block1
Legal Lot Number52
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1000
Census Tract10108

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address295 SADDLEBROOK LN, NAPLES, FL 34110-1350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleJul 1, 2015 · Amount on Record
Deed Document Number20216087242
Deed Book / Page5973 / 2252
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJun 30, 2021
Property Address295 SADDLEBROOK LN, NAPLES, FL 34110-1350
Document Number0059732252
Book / Page5973 / 2252
Map ReferenceMB 41 PG 74-81
Instrument DateJun 23, 2021
Instrument6087242
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3431 PINE RIDGE RD # RD102, 3431, NAPLES, FL 34109-3834

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 SADDLEBROOK LN, NAPLES, FL 34110-1350

Mortgage

Document Number0059732254
DateJun 30, 2021
Instrument5973/2254
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$797,629 (-5.94%) Land $431,913 Building $365,716$797,629 (-21.52%) Land $431,913 Building $365,716
2025$8,430.00 (+3.21%) Homeowner's exemption$848,031 (+5.99%)$1,016,372 (+10.78%) Land $503,988 Building $512,384
2023$8,168.00 (+1.71%) Homeowner's exemption$800,127 (+3%)$917,496 (+18.11%) Land $372,768 Building $544,728
2022$8,031.00 Homeowner's exemption$776,822 Land $198,503 Building $578,319$776,822 Land $198,503 Building $578,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 483 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies579 units insured
incl. 96 condo units
Nearby Flood Claims106 (1980–2024)
Claims Outside the SFHA10 of 106
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 35 claims
  • Hurricane Ian, Sep 2022 · 28 claims
  • Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, Summit Broadband.

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