311 Saddlebrook Ln, Naples, FL 34110 Property Records

Collier County property record for 311 Saddlebrook Ln, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	2,232 sqft · built 2010
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$322,725 (Aug 2010)
Tax Bill	$4,270 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`412650 483A23`

Property Details

APN / Parcel Number

Primary APN	`412650 483A23`
Alternative APN	`50940010304`

Interior

Stories	1 Story
Building Area	2,232 sqft Living Area
Gross Area	2,798 sqft
1st Floor Area	2,232 sqft

Exterior

Year Built	Built 2010
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Pool Area	322 sqft
Porch	Enclosed Porch
Deck Area	441 sqft

Location & Zoning

Account Number	412650 483A23
Street Address	311 SADDLEBROOK LN
City	NAPLES
State	FL
Zip	34110-1373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORSE CREEK ESTATES LOT 48
Legal Range	25
Legal Township	48
Legal Section	23
Legal Subdivision	HORSE CREEK ESTATES
Legal Tract	412650
Legal Lot Number	48
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1000
Census Tract	10108

Owner

Source: Collier County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	311 SADDLEBROOK LN, NAPLES, FL 34110-1373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE WAREHOUSE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 2, 2010 · Amount on Record
Deed Sale	Aug 2, 2010 · Amount on Record
Deed Document Number	4459164
Deed Book / Page	4591 / 0907
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	311 SADDLEBROOK LN, NAPLES, FL 34110-1373
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054361865
Date	Oct 2, 2017
Book Page	5436/1865
Instrument	5454080

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	311 SADDLEBROOK LN, NAPLES, FL 34110-1373
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057542868
Date	Apr 22, 2020
Book Page	5754/2868
Instrument	5858462

Lender

Name	THE MORTGAGE WAREHOUSE
Type	Mortgage Company
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,270.00 (+3.52%) Homeowner's exemption	$436,513 (+5.99%)	$923,673 (+10.45%) Land $450,492 Building $473,181
2023	$4,125.00 (+2.03%) Homeowner's exemption	$411,855 (+3%)	$836,304 (+17.45%) Land $333,200 Building $503,104
2022	$4,043.00 Homeowner's exemption	$399,859	$712,032 Land $177,235 Building $534,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 483 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	579 units insured incl. 96 condo units
Nearby Flood Claims	106 (1980–2024)
Claims Outside the SFHA	10 of 106
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 35 claims Hurricane Ian, Sep 2022 · 28 claims Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Orlando Telephone Company.

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